24 Oct
Maximizing Your Apple Card Percent Back – Get the Most Benefits
Welcome to my guide on maximizing your Apple Card rewards and earning daily cash! The Apple Card offers a unique cash back program called Daily Cash, where you can earn a percentage of your purchase back. With no limit on how much Daily Cash you can earn, the possibilities are endless. Plus, you have the flexibility to choose where your Daily Cash goes – whether it’s deposited into Savings for interest or into Apple Cash for spending or sending to others.
If you’re part of an Apple Card Family, each member can earn their own unlimited Daily Cash as well. To keep track of your earnings and find merchants that offer bonus Daily Cash, simply open the Wallet app on your iPhone and tap on Apple Card. You can even earn 3% bonus Daily Cash when you use Apple Card with Apple Pay at select merchants.
Key Takeaways:
- Apple Card offers a percentage of your purchase back as Daily Cash
- You can choose where your Daily Cash goes – Savings or Apple Cash
- Each member of an Apple Card Family can earn unlimited Daily Cash
- Track your earnings and find bonus Daily Cash merchants on the Wallet app
- Earn 3% bonus Daily Cash when using Apple Card with Apple Pay
How to Earn and Track Daily Cash
To make the most of your Apple Card rewards, it’s important to understand how to earn and track your Daily Cash. Fortunately, it’s easy to do so using the Wallet app on your iPhone. Here’s how:
- Open the Wallet app: Launch the Wallet app on your iPhone, where you will find your Apple Card.
- Tap on Apple Card: Once you’ve opened the Wallet app, locate your Apple Card and tap on it to access the card details.
- View your Daily Cash balance: Within the Apple Card section, you’ll be able to see your Daily Cash balance. This will show you the total amount of Daily Cash you’ve earned so far.
- Track progress and offers: In addition to your Daily Cash balance, you can also track your progress toward earning bonus Daily Cash offers. This allows you to take advantage of merchants that offer extra rewards when you use Apple Card with Apple Pay.
- View activity by week, month, or year: If you’re curious about your Daily Cash earnings during a specific timeframe, you can tap on “Weekly Activity,” “Monthly Activity,” or “Yearly Activity” to get a detailed breakdown.
- Monitor Daily Cash for Apple Card Family members: If you’re part of an Apple Card Family, you can see how much Daily Cash each member has received. This feature allows you to keep track of the earnings for every individual in your family.
- Refer to spending history: If you need to find the Daily Cash earned for a particular purchase, you can refer to your spending history within the Wallet app. This will give you a comprehensive overview of your transactions and associated rewards.
Earning and tracking Daily Cash with your Apple Card is a straightforward process. By keeping an eye on your Daily Cash balance and taking advantage of bonus offers, you can maximize your rewards and make the most of your Apple Card benefits.
Tips for Maximizing Daily Cash
If you’re looking to earn even more Daily Cash with your Apple Card, here are a few tips to help you maximize your rewards:
- Use Apple Pay: By making purchases through Apple Pay, you can earn 3% Daily Cash back. Take advantage of this higher reward rate whenever possible.
- Shop with eligible merchants: When using Apple Pay, be sure to shop at merchants that offer bonus Daily Cash. This allows you to earn even more rewards on your purchases.
- Utilize Apple services: You can earn additional Daily Cash by using your Apple Card for Apple services, such as the App Store and iTunes. Make these platforms your go-to for digital purchases.
- Consider in-app subscriptions: If you have subscriptions to services, consider moving them to an App Store in-app purchase. By doing so, you can earn more Daily Cash while managing your subscriptions in one convenient location.
- Pay more than the minimum: To reduce the amount of interest you’ll owe, consider paying more than the minimum payment required each month. Apple Card provides transparency in estimating interest, helping you make more informed decisions.
- Choose the right redemption option: Review your options for redeeming Daily Cash and select the one that aligns with your financial goals. Whether you want to spend it, send it, or save it, Apple Card gives you the flexibility to choose.
By following these tips and utilizing the tools available through the Wallet app, you can maximize your Apple Card rewards and make the most of the Daily Cash program. Start earning and tracking your rewards today!
Changing and Redeeming Daily Cash
When it comes to your Apple Card’s Daily Cash, you have the flexibility to change where it goes and how you redeem it. To make these adjustments, simply open the Wallet app on your iPhone and tap on Apple Card. From there, select More > Daily Cash to access your options.
One way to manage your Daily Cash is by choosing to direct it to your Apple Cash account. This allows you to use your Daily Cash for purchases or even send it to others. If you haven’t set up an Apple Cash account yet, now is the perfect time to do so and start making the most of your earned rewards.
Alternatively, you can opt to have your Daily Cash automatically deposited into Savings. By doing this, you can earn interest on your cash rewards and watch your savings grow over time. It’s a great way to make your money work for you while still enjoying the benefits of your Apple Card.
And if you prefer a simpler approach, you can let your Daily Cash accumulate and redeem it as a credit to your Apple Card account. This ensures that your earned rewards offset your card balance, making it even more rewarding to use your Apple Card for everyday purchases.
“I love the flexibility of the Apple Card’s Daily Cash. Being able to choose between Apple Cash, Savings, or a credit to my card gives me the freedom to decide how I want to use my rewards. Plus, the option to earn interest on my cash back is just an added bonus!” – Apple Card user
Remember, when you return a purchase made with your Apple Card, the corresponding Daily Cash will be charged back to your card. So, be mindful of this when considering your returns and keep track of your Daily Cash activity in the Wallet app to ensure accuracy.
With the ability to change and redeem your Daily Cash, the Apple Card makes it easy to make the most of your rewards. Whether you choose to use it for purchases, grow it in your Savings account, or credit it back to your card, the choice is yours. Start maximizing your Daily Cash today!
Tips to Maximize Apple Card Rewards
If you want to get the most out of your Apple Card rewards and earn more daily cash, here are some valuable tips to consider:
1. Use Apple Pay for 3% Daily Cash Back
Maximize your cash back by making purchases through Apple Pay. When you use Apple Card with Apple Pay, you can earn 3% Daily Cash back. Look for merchants that accept Apple Pay and make it a habit to use it for your everyday expenses.
2. Earn 2% Daily Cash Back at Eligible Merchants
For purchases where Apple Pay is not available, you can still earn 2% Daily Cash back by using your Apple Card directly. Look for merchants that qualify for this higher rate and make sure to use your Apple Card at these establishments.
3. Shop through Apple for the Highest Reward Rate
To earn the highest reward rate, consider making your purchases directly through Apple. Whether you’re shopping on the App Store, iTunes, or other Apple services, you can earn more Daily Cash back. Take advantage of this opportunity to boost your rewards.
4. Leverage Apple Services and In-App Purchases
Another way to maximize your rewards is by using your Apple Card for Apple services and moving your subscriptions to in-app purchases. By doing so, you can earn more Daily Cash back and enjoy the benefits of your Apple Card while managing your subscriptions.
Remember, it’s important to pay more than the minimum amount due on your Apple Card to reduce the amount of interest you’ll owe. Taking advantage of these tips will help you make the most of your Apple Card rewards and earn extra daily cash.
Saving More with the Apple Card: Unlocking the Benefits of Cash Back
Looking for a credit card that offers more than just spending power? The Apple Card rewards program is here to transform your shopping experience. With its unique Daily Cash system, you can earn cash back on your purchases and enjoy a host of other benefits.
Earning and tracking your Daily Cash is a breeze with the Wallet app on your iPhone. Simply tap on your Apple Card to view your balance, track progress towards offers, and discover merchants that offer bonus Daily Cash. Plus, if you’re part of an Apple Card Family, you can easily keep tabs on everyone’s Daily Cash earnings.
But the perks don’t stop there. You have the freedom to choose how you redeem your Daily Cash. Whether you want to splurge on a new Apple product, send money to friends and family through Apple Cash, or save by depositing into your Savings account, the choice is yours. And if you’re looking for tips to maximize your rewards, consider using Apple Pay for 3% Daily Cash back and shopping through Apple for the highest reward rates.
So why settle for a regular credit card when you can enjoy the benefits of the Apple Card rewards program? With its seamless integration, customizable redemption options, and enticing cash back rates, it’s time to make the most of your credit card rewards and start saving more today.
FAQ
How can I earn and track Daily Cash with the Apple Card?
To earn Daily Cash, make purchases with your Apple Card and receive a percentage back. There is no limit to how much Daily Cash you can earn. To track your Daily Cash, open the Wallet app on your iPhone and tap on Apple Card. You can view your balance, track progress towards offers, and see merchants that offer bonus Daily Cash.
Where can I find my Daily Cash activity on the Apple Card?
Open the Wallet app on your iPhone and tap on Apple Card. From there, you can view your Daily Cash balance and see merchants that offer bonus Daily Cash. You can also view your Daily Cash earned during a specific week, month, or year by tapping on Weekly Activity, Monthly Activity, or Yearly Activity.
Can I direct my Daily Cash to a specific account or use it for purchases?
Yes, you can choose where you send your Daily Cash by opening the Wallet app on your iPhone, tapping on Apple Card, and selecting More > Daily Cash. You can direct your Daily Cash to Apple Cash or have it automatically deposited into Savings. You can also set up an Apple Cash account to use your Daily Cash for purchases or send it to others.
How can I change my Daily Cash election?
To change where you send your Daily Cash, open the Wallet app on your iPhone, tap on Apple Card, and select More > Daily Cash. From there, you can choose to direct your Daily Cash to Apple Cash or have it automatically deposited into Savings.
How can I redeem my Daily Cash on the Apple Card?
If you haven’t set up Apple Cash or a Savings account, your Daily Cash will accumulate and can be redeemed as a credit to your Apple Card account. If you make a return for a purchase made with Apple Card, the corresponding Daily Cash will be charged back to your Apple Card.
How can I maximize my Apple Card rewards?
To maximize your Apple Card rewards, consider using Apple Pay for purchases to earn 3% Daily Cash back. Everyday purchases at eligible merchants using Apple Pay will earn you 2% Daily Cash back. Shopping through Apple, including the App Store and iTunes, offers the highest reward rate. You can also earn more Daily Cash by moving subscriptions to an App Store in-app purchase and using your Apple Card for Apple services. Additionally, pay more than the minimum payment to reduce the amount of interest you’ll owe and take advantage of the Apple Card’s transparency in estimating interest.
Source Links
- https://support.apple.com/en-us/HT209227
- https://appleinsider.com/articles/19/08/20/tips-and-tricks-for-mastering-apple-card
- https://www.bankrate.com/finance/credit-cards/guide-to-apple-card-cash-back/