28 Oct
Maximise Your Savings with Chase Freedom Grocery Deals!

chase freedom grocery
Written By
October 28, 2023
Posted at 10:21h in Cashback by

I’m here to share some exciting news for grocery shoppers! If you’re looking to save big on your supermarket purchases, look no further than the Chase Freedom Flex℠ and Chase Freedom Unlimited® credit cards. With their amazing cashback rewards and special offers, these cards are a game-changer for savvy shoppers like you.

Key Takeaways

  • Chase Freedom Flex℠ and Chase Freedom Unlimited® offer 5% cash back on grocery store purchases (excluding Target® or Walmart®) up to $12,000 spent in the first year.
  • You can earn up to $600 cash back on groceries during the first year by maximising the grocery benefit.
  • Both cards come with a $200 bonus after spending $500 in the first three months.
  • Neither card has an annual fee, making it even easier to extract immediate value.
  • Consider other credit card options like the Blue Cash Preferred® Card from American Express or the American Express® Gold Card for ongoing rewards on groceries.

The Chase Freedom Flex℠ and Chase Freedom Unlimited® Welcome Offers

If you’re looking to maximize your savings on grocery purchases, the welcome offers from the Chase Freedom Flex℠ and Chase Freedom Unlimited® credit cards are worth considering. Both cards not only provide lucrative cash back rewards on groceries but also offer additional benefits that make them attractive options.

With the sign-up bonus, you can earn $200 cash back after spending $500 on purchases within the first 3 months of account opening. This is a great way to start off your credit card journey and immediately reap the rewards. Furthermore, both cards offer an impressive 5% cash back on grocery store purchases (excluding Target® and Walmart®) for up to $12,000 spent in the first year. This means you have the opportunity to earn a maximum of $600 cash back on your grocery shopping during the first year alone.

Aside from the generous cash back rewards on groceries, the Chase Freedom Flex℠ and Chase Freedom Unlimited® cards also come with other valuable perks. Both cards offer a 0% introductory APR on purchases and balance transfers for the first 15 months, allowing you to make big-ticket purchases or consolidate existing debt without incurring interest charges. This can be especially advantageous if you’re planning on making a large grocery purchase or need to transfer balances from other high-interest cards.
chase freedom grocery

Chase Freedom Flex℠ and Chase Freedom Unlimited®: An Opportunity for Earning More

By taking advantage of the welcome offers from the Chase Freedom Flex℠ and Chase Freedom Unlimited® cards, you can enjoy substantial savings on your grocery expenses. These cards provide a combination of tangible cash back rewards, a generous sign-up bonus, and a promotional APR offer. Whether you’re a frequent grocery shopper or looking to optimize your credit card rewards, these offers can help you maximize your savings and earn more from your everyday spending.

Compare Chase Freedom Flex℠ and Chase Freedom Unlimited®

The Chase Freedom Flex℠ and Chase Freedom Unlimited® are two popular cash-back credit cards that offer great benefits for grocery shopping and other purchases. Let’s take a closer look at what each card has to offer:

Chase Freedom Flex℠

  • 5% cash back on up to $1,500 in combined purchases in rotating bonus categories each quarter
  • 5% cash back on travel purchased through Chase Ultimate Rewards®
  • 3% cash back on dining at restaurants and drugstores
  • 1% cash back on all other purchases

The Chase Freedom Flex℠ allows you to earn 5% cash back on up to $1,500 in combined purchases in rotating bonus categories each quarter. This means you can take advantage of higher cash back rates on different types of purchases throughout the year. The card also offers 5% cash back on travel booked through Chase Ultimate Rewards®, making it a great option for frequent travelers. Additionally, you’ll earn 3% cash back on dining at restaurants and drugstores, and 1% cash back on all other purchases.

Chase Freedom Unlimited®

  • Unlimited 1.5% cash back on all purchases
  • 5% cash back on travel purchased through Chase Ultimate Rewards®
  • 3% cash back on dining at restaurants and drugstores
  • 1% cash back on all other purchases

The Chase Freedom Unlimited® offers a simple and straightforward rewards structure, with unlimited 1.5% cash back on all purchases. This makes it a great choice if you prefer a consistent cash back rate on all your spending. Like the Freedom Flex℠, this card also offers 5% cash back on travel booked through Chase Ultimate Rewards® and 3% cash back on dining at restaurants and drugstores. For all other purchases, you’ll earn 1% cash back.

Both cards provide valuable cash back opportunities on a wide range of purchases, including grocery shopping. The choice between the two ultimately depends on your spending habits and preferences. If you’re looking for more flexibility and higher cash back rates in rotating bonus categories, the Chase Freedom Flex℠ may be the better option. On the other hand, if you prefer a consistent cash back rate on all purchases, the Chase Freedom Unlimited® could be the right choice for you. Take the time to evaluate your needs and determine which card aligns best with your financial goals.

Other Credit Card Options for Grocery Rewards

If you’re looking to continue earning high rewards on your grocery spending beyond the first year, there are other credit card options available that can help you maximize your savings. While the Chase Freedom Flex℠ and Chase Freedom Unlimited® offer great benefits with their 5% cash back on grocery store purchases, there are alternative cards that might better suit your needs in the long run.

One popular choice is the Blue Cash Preferred® Card from American Express. This card gives you 6% cash back at qualifying U.S. supermarkets on up to $6,000 in purchases per year (then 1%). In addition to grocery rewards, it also offers bonus categories for other spending, making it a versatile option for maximizing your rewards potential. Although the card does come with an annual fee, the substantial cash back you can earn on groceries can more than make up for it.

Another option to consider is the American Express® Gold Card. With this card, you’ll earn 4X Membership Rewards® points at U.S. supermarkets and restaurants on up to $25,000 in purchases per year (then 1X). The points you earn can be transferred to travel partners, giving you even more flexibility and value. While the American Express® Gold Card does have an annual fee, the higher rewards rate on grocery spending and the ability to earn valuable travel rewards can make it a worthwhile choice for frequent travellers and food enthusiasts.

Other Credit Card Options for Grocery Rewards:

  • Blue Cash Preferred® Card from American Express
  • American Express® Gold Card

When deciding which credit card is the best fit for your grocery shopping needs, consider factors such as your spending habits, rewards goals, and whether or not you’re willing to pay an annual fee. Evaluate the benefits and rewards rates offered by each card to determine which one aligns most closely with your preferences. By choosing the right credit card, you can continue earning rewards on your grocery purchases and maximize your savings over time.
chase freedom supermarket

Conclusion

If you’re looking to maximize your savings on grocery purchases, the Chase Freedom Flex℠ and Chase Freedom Unlimited® are fantastic options. With their 5% cashback on grocery store purchases in the first year, you can earn substantial rewards on your everyday shopping. Not to mention, both cards offer additional perks like a $200 bonus and no annual fee, making them incredibly appealing.

However, if your goal is to earn ongoing rewards on groceries, you may want to explore other credit card options. The Blue Cash Preferred® Card from American Express, for example, offers an impressive 6% cashback at qualifying U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). It also comes with additional bonus categories, allowing you to earn even more rewards on your spending.

Another option worth considering is the American Express® Gold Card, which offers 4X Membership Rewards® points at U.S. supermarkets and restaurants (on up to $25,000 per year in purchases, then 1X). If you’re someone who loves to travel, this card also allows you to transfer your points to travel partners, giving you even more flexibility with your rewards.

Ultimately, the best credit card for you will depend on your spending habits and rewards goals. Take the time to assess your needs and compare the different options available. Whether you choose the Chase Freedom cards or decide to go with another credit card, ensure that it aligns with your preferences and helps you earn the most rewards possible on your grocery purchases.

FAQ

What are the welcome offers for the Chase Freedom Flex℠ and Chase Freedom Unlimited®?

The welcome offers for both cards include $200 cash back after spending $500 on purchases in the first 3 months from account opening.

How much cash back can I earn on grocery store purchases with these cards?

You can earn 5% cash back on grocery store purchases (excluding Target® or Walmart® purchases) on up to $12,000 spent in the first year. This means you can earn a maximum of $600 cash back on groceries during the first year.

What other benefits do the Chase Freedom Flex℠ and Chase Freedom Unlimited® offer?

Both cards offer a 0% intro APR on purchases and balance transfers for the first 15 months. The Flex card also offers 5% cash back on up to $1,500 in combined purchases in rotating bonus categories each quarter, 5% cash back on travel purchased through Chase Ultimate Rewards®, 3% cash back on dining at restaurants and drugstores, and 1% cash back on all other purchases. The Unlimited card offers unlimited 1.5% cash back on all purchases, 5% cash back on travel purchased through Chase Ultimate Rewards®, 3% cash back on dining at restaurants and drugstores, and 1% cash back on all other purchases.

Are there other credit cards that offer high rewards on grocery spending?

Yes, the Blue Cash Preferred® Card from American Express offers 6% cash back at qualifying U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) and has additional bonus categories. The American Express® Gold Card offers 4X Membership Rewards® points at U.S. supermarkets and restaurants (on up to $25,000 per year in purchases, then 1X) and allows you to transfer points to travel partners.

Should I choose the Chase Freedom Flex℠ or Chase Freedom Unlimited® for maximizing my grocery rewards?

The Chase Freedom Flex℠ and Chase Freedom Unlimited® are excellent options for maximizing your savings on grocery purchases, especially in the first year with the 5% cash back offer. However, if you prefer to earn ongoing rewards on groceries, you may want to explore other credit cards like the Blue Cash Preferred® Card from American Express or the American Express® Gold Card.

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