02 Jan
Earn with TD Bank, N.A. Cashback Rewards!
January 02, 2024
Welcome to TD Bank, N.A., where you can earn cashback rewards on your purchases and maximize your savings. Our cashback program offers exclusive offers and deals that allow you to earn cash back on everyday expenses. With different TD Bank credit cards available, you can choose the one that suits your needs and start earning cashback rewards today.
Our cashback program is designed to give you the opportunity to save money while you spend. By using your TD Bank credit card, you can earn cash back on a variety of purchases, from dining to grocery shopping and more. With each card having its own terms and conditions, it’s important to read the Personal Credit Card Agreement to fully understand the details of the rewards program.
As part of our cashback program, we offer the TD Cash Credit Card and the TD Double Up Card. These cards come with great benefits and features that allow you to earn cashback rewards on your purchases. Whether you’re looking for a card that offers dining rewards or a card that offers a one-time bonus offer, we have the right card for you.
Key Takeaways:
- Earn cashback rewards with TD Bank, N.A.
- Choose from different TD Bank credit cards
- Read the Personal Credit Card Agreement for card details
- TD Cash Credit Card offers 0% introductory APR and cashback rewards
- TD Double Up Card offers a one-time bonus and cashback rewards
TD Cash Credit Card
The TD Cash Credit Card is one of the credit cards offered by TD Bank as part of their cashback program. This card provides a range of benefits and rewards for cardholders, making it an excellent choice for those looking to maximize their savings. Let’s take a closer look at the features of the TD Cash Credit Card.
Introductory APR and Balance Transfer
With the TD Cash Credit Card, customers can enjoy a 0% introductory APR for balance transfers during the first 12 billing cycles. This is a great opportunity to consolidate and potentially save on existing credit card balances. After the introductory period, the APR will vary between 20.24%, 25.24%, or 30.24% based on the individual’s creditworthiness.
There is a balance transfer fee of $5 or 3% of each transfer, whichever is greater. It’s important to consider this when evaluating the potential savings from transferring balances to the TD Cash Credit Card.
Cashback Rewards
One of the highlights of the TD Cash Credit Card is its cashback rewards program. To be eligible for the cashback rewards, customers need to make a minimum of $500 in net purchases within the first 90 days of account opening. Upon meeting this requirement, cardholders can accumulate up to 15,000 points, which can be redeemed for $150 in Cash Back rewards.
It’s worth noting that certain purchases, such as cash equivalents, money orders, and gift cards, are not eligible for cashback rewards. However, the TD Cash Credit Card offers attractive cashback rates on specific spend categories:
| Spend Category | Cash Back Rate |
|---|---|
| Dining | 3% |
| Grocery Stores | 2% |
| All other purchases | 1% |
The TD Cash Credit Card allows cardholders to choose their spend categories each quarter, offering flexibility and the opportunity to earn more cash back in preferred areas of spending.
“The TD Cash Credit Card is a versatile card that provides competitive cashback rewards and benefits. Whether you enjoy dining out, shopping at grocery stores, or making everyday purchases, this card can help you earn money back on your transactions. With its introductory APR and balance transfer options, it’s a great choice for those looking to manage existing debt. The TD Cash Credit Card truly offers the best of both worlds – the convenience of credit card spending and the cashback benefits to maximize your savings.”
Make sure to review the Personal Credit Card Agreement from TD Bank for detailed information on the APRs, fees, and other terms and conditions associated with the TD Cash Credit Card. Take advantage of the attractive cashback offers and rewards provided by TD Bank’s cashback program and start earning money back on your purchases today!
TD Double Up Card
The TD Double Up Card is another credit card offered by TD Bank as part of their cashback program. This card provides cardholders with the opportunity to earn cashback rewards on their purchases while enjoying additional benefits.
Card Features and Benefits:
- Introductory APR: The TD Double Up Card offers a 0% introductory APR for balance transfers for the first 15 billing cycles. After that, the variable APR ranges from 20.24% to 30.24%, depending on the individual’s creditworthiness.
- Bonus Offer: New customers have the chance to earn a one-time bonus of 10,000 Bonus Points, which is equivalent to $100. To qualify, they need to spend $1,000 on purchases within the first 90 days of opening the account.
- Cashback Rewards: Similar to other TD Bank credit cards, the TD Double Up Card allows customers to earn cashback rewards on their eligible purchases. However, certain transactions such as cash equivalents, money orders, and gift cards are not eligible for cashback rewards.
To fully understand the terms and conditions associated with the TD Double Up Card, it’s important to review the Personal Credit Card Agreement. This agreement provides detailed information on fees, interest rates, and other important aspects of the card.
| TD Double Up Card | |
|---|---|
| Introductory APR | 0% APR for balance transfers for the first 15 billing cycles |
| Variable APR | 20.24% to 30.24%, based on creditworthiness |
| Bonus Offer | 10,000 Bonus Points, equivalent to $100, with $1,000 in purchases within the first 90 days |
| Cashback Rewards | Earn cashback rewards on eligible purchases (excluding cash equivalents, money orders, and gift cards) |
With the TD Double Up Card, customers can make the most of their everyday spending by earning cashback rewards. Whether it’s groceries, dining, or other eligible purchases, cardholders can enjoy the benefits of cashback banking with TD Bank credit cards.
Cashback Categories and Benefits
The cashback program offered by TD Bank provides customers with the opportunity to earn cash back on various spend categories. By taking advantage of this program, you can enjoy cashback offers and deals on your everyday purchases.
- Dining
- Entertainment
- Gas stations
- Grocery stores
- Travel
Each quarter, you have the flexibility to choose your preferred spend categories to earn cash back. TD Bank offers 3% cashback on one category and 2% cashback on another. All other purchases outside of these categories will earn you 1% cash back.
It’s important to note that the cashback rate for groceries purchased from superstores and warehouse clubs is 1%. However, for the first six months or up to $6,000 in spend at grocery stores, you can earn 5% cashback. After that, the cashback rate will default to your chosen spend category for grocery stores, which can be 3%, 2%, or 1%.
The cashback rewards you earn will be reflected in your TD Bank credit card statement within 6 to 8 weeks after meeting the spending requirements.
Benefits of Cashback Categories
Earning cash back on your everyday purchases provides you with significant benefits:
“By utilizing the cashback categories offered by TD Bank, you can earn rewards on the spending categories that matter most to you. Whether it’s dining out, enjoying entertainment, or fueling up at gas stations, you can save money while enjoying the things you love.”
| Category | Cashback Rate |
|---|---|
| Dining | 3% |
| Entertainment | 3% |
| Gas stations | 2% |
| Grocery stores | Up to 5% for the first six months or up to $6,000 in spend, then 3%, 2%, or 1% depending on selection |
| Travel | 1% |
With the variety of spending categories available, you can tailor your cashback rewards to align with your lifestyle and preferences. The more you spend in these categories, the more cash back you can earn.
TD Visa Credit Card Benefits
TD Bank offers various benefits with their Visa credit cards. When using a TD Bank Visa credit card, customers can take advantage of the following benefits:
- Purchase Protection: Protects eligible purchases against accidental damage or theft for a certain period of time after the purchase is made.
- Extended Warranty Coverage: Extends the manufacturer’s warranty on eligible items purchased with the TD Visa credit card.
- Auto Rental Collision Damage Waiver: Provides coverage for collision damage or theft of most rental vehicles when the rental is paid for with the TD Visa credit card.
- Emergency Card Replacement: In the event of a lost or stolen credit card, TD Bank can provide a replacement card quickly, ensuring uninterrupted access to funds.
These benefits add an extra layer of protection and peace of mind when making purchases with a TD Bank Visa credit card. It is essential for customers to review the specific details of these benefits to understand the coverage and any limitations or exclusions that may apply. Additional information about the TD Visa Credit Card Benefits can be found on the TD Bank website.
Visa Zero Liability
TD Bank credit cards, including those in the cashback program, offer Visa Zero Liability. This means that customers are not held responsible for unauthorized charges made on their card if it is lost or stolen. Visa Zero Liability provides added security and protection for TD Bank credit cardholders. It’s important to visit the Visa website for more information on Visa Zero Liability and to understand the terms and conditions associated with this feature.
Conclusion
At TD Bank, N.A., we are committed to helping our customers maximize their savings and enjoy the benefits of cashback banking. Our cashback program offers a fantastic opportunity for customers to earn cash back on their everyday purchases. By using TD Bank credit cards like the TD Cash Credit Card and the TD Double Up Card, customers can take advantage of exclusive offers and deals, earning cashback rewards along the way.
With our cashback program, customers have the flexibility to choose their spend categories each quarter, allowing them to earn higher rewards on the purchases that matter most to them. Whether it’s dining, groceries, entertainment, or travel, our customers can earn cash back while enjoying their favorite activities.
It’s important to carefully read the terms and conditions of each credit card to fully understand the APRs, fees, and other important details associated with the card. This ensures that customers can make informed decisions and maximize their cashback rewards. At TD Bank, N.A., we are dedicated to providing our customers with a seamless cashback experience and helping them achieve their financial goals.
Start earning cashback rewards today by applying for a TD Bank credit card. Join our cashback program and discover the benefits of cashback banking with TD Bank, N.A.
FAQ
What is the TD Cash Credit Card?
The TD Cash Credit Card is one of the credit cards offered by TD Bank as part of their cashback program.
How does the TD Cash Credit Card work?
The TD Cash Credit Card allows customers to earn cash back on their purchases. Customers can choose their spend categories and earn 3% cash back on dining, 2% cash back on grocery stores, and 1% cash back on all other purchases.
How can I qualify for cashback rewards with TD Cash Credit Card?
To be eligible for the cashback rewards, customers need to make a total of $500 in net purchases within the first 90 days of account opening.
What is the TD Double Up Card?
The TD Double Up Card is another credit card offered by TD Bank as part of their cashback program.
How does the TD Double Up Card work?
The TD Double Up Card offers cashback rewards on purchases. Customers can earn 1% cash back on all purchases, and there is a One-Time Bonus Offer of 10,000 Bonus Points, equal to $100 in the form of a statement credit, when customers spend $1,000 in total purchases within 90 days of account opening.
What spend categories are included in the cashback program?
The cashback program includes spend categories such as dining, entertainment, gas stations, grocery stores, and travel.
Can I change my spend categories?
Yes, customers have the opportunity to choose their 3% and 2% spend categories each quarter. However, there are certain limitations and rules regarding these changes.
What benefits do TD Visa credit cards offer?
TD Visa credit cards offer benefits such as purchase protection, extended warranty coverage, auto rental collision damage waiver, and emergency card replacement.
What is Visa Zero Liability?
Visa Zero Liability is a feature that provides added security and protection for TD Bank credit cardholders. Customers are not held responsible for unauthorized charges made on their card if it is lost or stolen.
How can I earn and redeem cashback rewards with TD Bank?
By using TD Bank credit cards, customers can earn cashback rewards. The cashback rewards earned can be redeemed for statement credits or other rewards, depending on the specific program.
What are the terms and conditions of the cashback program?
It’s important to read the specific terms and conditions of the cashback program, including the Personal Credit Card Agreement, to understand the APRs, fees, eligibility criteria, and other details associated with the program.
Source Links
- https://www.td.com/us/en/personal-banking/credit-cards/cash-card
- https://www.td.com/us/en/personal-banking/credit-cards/double-up
- https://www.tdbank.com/Demail_Aer1115/
