06 Jan

Earn with SunTrust Cashback Rewards!

Are you looking to earn rewards on your purchases? Look no further than SunTrust Bank’s cashback rewards program, now part of Truist Financial. With this program, you have the opportunity to enjoy a range of benefits, including high cash-back rates on groceries and gas, no annual fee, and a loyalty bonus for SunTrust bank account holders. Let’s explore how you can maximize your earning potential and take advantage of this exciting cashback program.

With SunTrust Bank’s cashback rewards program, you can earn cash back on the everyday purchases you make. Whether it’s groceries, gas, or other eligible purchases, you’ll receive a percentage of your spending back in the form of cash rewards. This can add up quickly and provide you with extra savings or even a little extra spending money.

One of the key benefits of the SunTrust cashback rewards program is the high cash-back rates it offers. You’ll earn a generous cash back rate on groceries and gas, two categories that most people spend a significant amount on each month. This means that every time you fill up your tank or stock up on groceries, you’ll be earning cash back rewards.

Another advantage of the SunTrust cashback rewards program is that it has no annual fee. This means that you can enjoy the benefits of earning cash back without having to pay a yearly fee to participate in the program. This allows you to keep more of your hard-earned money while still reaping the benefits of the cashback program.

If you’re a SunTrust bank account holder, you’ll also be eligible for a loyalty bonus through the cashback rewards program. This means that you could earn even more rewards when you redeem your cash back rewards directly into your SunTrust bank account. The loyalty bonus is an exciting perk that further enhances your ability to earn rewards and save money.

While the SunTrust cashback rewards program offers incredible benefits, it’s important to note that eligibility may be limited to residents of certain states or those who have a SunTrust account. Be sure to check the eligibility requirements before applying to ensure that you can take advantage of this fantastic cashback program.

So why wait? Start earning with SunTrust Bank’s cashback rewards program today and experience the many benefits it has to offer. Whether you’re looking to save money on groceries, gas, or other everyday purchases, this cashback program can help you make the most of your spending. Apply now and start earning cash back rewards with SunTrust Bank, now part of Truist Financial.

Key Takeaways:

• Earn cash back on your purchases with SunTrust Bank’s cashback rewards program.
• Enjoy high cash-back rates on groceries and gas.
• No annual fee to participate in the cashback rewards program.
• SunTrust bank account holders can earn a loyalty bonus when redeeming cash back rewards directly into their account.
• Eligibility for the cashback rewards program may be limited to residents of certain states or those with a SunTrust account.

SunTrust Cash Rewards Credit Card Overview

The SunTrust Cash Rewards Credit Card is a popular cashback credit card offered by SunTrust Bank. Although this card is no longer available due to the merger with BB&T to become Truist Bank, existing SunTrust credit card holders will receive a new Truist-branded card.

With the SunTrust Cash Rewards Credit Card, cardholders can enjoy a bonus cashback rate on gas and groceries for the first 12 months, followed by an unlimited cashback rate on these categories. This allows customers to earn rewards on their everyday purchases.

The card provides a range of redemption options, including statement credit, gift cards, merchandise, and travel rewards. This flexibility allows cardholders to choose how they want to use their earned cashback.

In addition to these benefits, the SunTrust Cash Rewards Credit Card offers a variety of features:

• No annual fee: Cardholders can enjoy the rewards and benefits without any additional cost.
• Introductory APR: The card offers a 0% introductory APR for the first 15 months on both purchases and balance transfers, making it a useful tool for consolidating and managing debt.
• Loyalty bonuses: SunTrust account holders have the opportunity to earn additional cash back when redeeming directly into their account, with higher loyalty bonuses for certain types of SunTrust checking accounts.

Overall, the SunTrust Cash Rewards Credit Card provides a valuable cashback program and a range of features that can benefit cardholders. Whether you’re looking to earn rewards on everyday purchases or manage your finances more effectively, this card offers a compelling option to consider.

SunTrust Cash Rewards Credit Card Overview

Card Features	Benefits
Bonus Cashback Rate	High cashback rate on gas and groceries for the first 12 months
Unlimited Cashback Rate	Unlimited cashback rate on gas and groceries after the first 12 months
Redemption Options	Statement credit, gift cards, merchandise, and travel rewards
No Annual Fee	Cardholders can enjoy the rewards and benefits without any additional cost
Introductory APR	0% introductory APR for the first 15 months on purchases and balance transfers
Loyalty Bonuses	Opportunity to earn additional cash back when redeeming directly into a SunTrust account

Eligibility and Application Process

To be eligible for the SunTrust Cash Rewards Credit Card, applicants must meet certain criteria related to residency and banking affiliation. Residents of the following states can apply for the card:

• Alabama
• Arkansas
• Florida
• Georgia
• Maryland
• Mississippi
• North Carolina
• South Carolina
• Tennessee
• Virginia
• Washington D.C.
• West Virginia

In addition, U.S. residents who already have a SunTrust account and live in any state except Vermont are also eligible to apply for the SunTrust Cash Rewards Credit Card.

The SunTrust Bank application process is subject to credit approval and other factors. Applicants will need to provide personal information such as their name, address, Social Security number, and employment details. They may also need to supply financial information, including income and other outstanding debts.

Once the application is submitted, it will undergo a thorough review. The bank will assess the creditworthiness and financial stability of the applicant to determine whether they meet the necessary requirements. Successful applicants will be notified of their approval and will receive their new SunTrust Cash Rewards Credit Card in the mail.

It’s important to note that meeting the eligibility criteria does not guarantee approval for the credit card. The decision ultimately rests with SunTrust Bank and is based on multiple factors, including the applicant’s credit history and financial standing.

Get started on your SunTrust Cash Rewards Credit Card application today!

Redemption Options and Additional Rewards

The SunTrust Cash Rewards Credit Card offers a variety of redemption options to maximize the rewards earned by cardholders. By utilizing these options, customers can make the most of their SunTrust Bank cashback and Truist Financial cashback rewards.

Cardholders have the flexibility to redeem their cashback rewards in multiple ways. Whether they prefer statement credit to offset their balance, direct deposit into their SunTrust account, or gift cards for their favorite stores, the SunTrust Cash Rewards Credit Card has them covered. Additionally, customers can choose to redeem their rewards for merchandise or even travel rewards, making their hard-earned cashback go further.

What sets SunTrust Bank rewards apart is the additional cash back that cardholders can earn by redeeming directly into their SunTrust bank account. By choosing to deposit their rewards into their account, customers can enjoy higher cashback rates and loyalty bonuses. This means that SunTrust Bank account holders can benefit from even more rewards on top of their regular cash back, making it an attractive feature for loyal customers.

Maximizing Rewards with SunTrust Bank Account

SunTrust Cash Rewards Credit Card users who hold a SunTrust bank account have the opportunity to earn additional rewards. Depending on the type of SunTrust checking account, cardholders can access higher loyalty bonuses, allowing them to earn even more cash back.

Below is a table highlighting the loyalty bonuses based on the type of SunTrust Bank account:

SunTrust Account Type	Loyalty Bonus on Cash Back
SunTrust Advantage Checking	5% bonus
SunTrust Premier Checking	10% bonus
SunTrust Select Checking	25% bonus

As shown in the table, the higher the level of the SunTrust checking account, the greater the loyalty bonus. Cardholders with a SunTrust Select Checking account can enjoy a substantial 25% bonus on their cash back rewards, providing an excellent opportunity to earn more with every purchase.

By combining the redemption options and additional rewards, cardholders can reap the benefits of the SunTrust Cash Rewards Credit Card and make the most of their cashback rewards. With various options at their disposal, they can choose the redemption method that aligns with their preferences and financial goals.

Balance Transfer and APR Terms

The SunTrust Cash Rewards Credit Card offers advantageous terms for balance transfers, allowing cardholders to manage their balances effectively. With a 0% introductory APR for the first 15 months on both purchases and balance transfers, this card provides a generous repayment period. This means that for the first 15 months, cardholders can pay off their transferred balances without incurring any interest charges.

After the introductory period, the card’s APR becomes variable. The specific APR will depend on several factors, including the cardholder’s creditworthiness. It’s essential for cardholders to carefully review the terms and conditions to understand the potential APR range and assess the impact it may have on their ongoing balance and interest charges.

It’s worth noting that while the SunTrust Cash Rewards Credit Card offers a solid balance transfer opportunity, there may be other credit cards on the market with even longer introductory APR periods. If paying off a significant balance is a priority and a longer interest-free period is desired, it may be wise to explore alternative balance transfer options to find the best solution that suits individual needs and goals.

Conclusion

The SunTrust Cash Rewards Credit Card provides a lucrative cashback rewards program that offers high cash-back rates on groceries and gas. With its flexible redemption options, cardholders can choose how to make the most of their rewards. Additionally, SunTrust account holders have the opportunity to earn additional rewards, making this card even more appealing.

However, it’s important to note that eligibility for the SunTrust Cash Rewards Credit Card may be limited to residents of certain states or existing SunTrust account holders. Before applying, it’s crucial to evaluate your spending habits and financial goals to ensure that this card aligns with your needs and preferences.

If you’re looking for a credit card that provides cashback rewards and opportunity for additional benefits, the SunTrust Cash Rewards Credit Card could be a great option. Consider all the pros and cons, check your eligibility, and make an informed decision about whether this card is the right fit for you. Start earning cashback rewards with the SunTrust Cash Rewards Credit Card today!

FAQ

What is the SunTrust Cash Rewards Credit Card?

The SunTrust Cash Rewards Credit Card is a cashback credit card offered by SunTrust Bank, now part of Truist Financial. It offers various benefits, including high cash-back rates on groceries and gas, flexible redemption options, and the opportunity to earn additional rewards for SunTrust account holders.

How can I be eligible for the SunTrust Cash Rewards Credit Card?

To be eligible for the SunTrust Cash Rewards Credit Card, you must either be a resident of certain states or have a SunTrust account. Residents of Alabama, Arkansas, Florida, Georgia, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, Washington D.C., and West Virginia are eligible to apply. U.S. residents who already have a SunTrust account and live in any state except Vermont are also eligible. The application process is subject to credit approval and other factors.

What are the redemption options and additional rewards offered with the SunTrust Cash Rewards Credit Card?

The SunTrust Cash Rewards Credit Card offers various redemption options, including statement credit, direct deposit, gift cards, merchandise, and travel rewards. SunTrust account holders can also earn additional cash back when redeeming directly into their account, with higher loyalty bonuses for certain types of SunTrust checking accounts.

What are the balance transfer and APR terms for the SunTrust Cash Rewards Credit Card?

The SunTrust Cash Rewards Credit Card offers a 0% introductory APR for the first 15 months on both purchases and balance transfers, followed by an ongoing variable APR. This allows cardholders to pay off their balances over a longer timeframe. However, it’s worth noting that there are other balance transfer cards with even longer introductory APR periods that may be worth considering.

Is the SunTrust Cash Rewards Credit Card still available?

The SunTrust Cash Rewards Credit Card is no longer available due to the merger with BB&T to become Truist Bank. Existing SunTrust credit card holders will receive a new Truist-branded card.

How can I apply for the SunTrust Cash Rewards Credit Card?

To apply for the SunTrust Cash Rewards Credit Card, you can visit the SunTrust Bank website or contact their customer service. The application process is subject to credit approval and other factors.

Source Links

• https://www.brightmoney.co/card/suntrust-cash-rewards-credit-card
• https://www.nerdwallet.com/article/credit-cards/suntrust-cash-rewards-credit-card
• https://wallethub.com/edu/cc/truist-rewards-program-review/106780

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