19 Feb
Maximize Rewards with Huntington National Bank Cashback
February 19, 2024
Huntington National Bank Cashback is a cashback credit card program that offers customers the opportunity to earn unlimited cash back on every purchase. With no caps, no categories, and no annual fees, this program is designed to help you save money and make the most of your everyday spending.
By using the Huntington Cashback Credit Card, you can earn 1.5% cash back on all your purchases. Whether you’re buying groceries, paying bills, or enjoying a night out, every transaction adds up to valuable cashback rewards. And with no limit on the amount of cash back you can earn, the rewards keep growing. Plus, the rewards do not expire as long as your account is open and in good standing.
Not only does the Huntington Cashback Credit Card offer great rewards, but it also comes with additional benefits. The card is compatible with most digital wallets, making it easy to make contactless payments wherever you go. You also have the option to lock and unlock your credit card using the mobile app or online banking, giving you peace of mind in case your card is misplaced or stolen. In addition, you can check your credit score every month for free, helping you stay on top of your financial health.
With the Huntington Cashback Credit Card, you also enjoy the benefit of automatic APR protection. Your APR will not increase due to going over your credit line or missing payments, giving you added confidence in managing your credit. And as a Mastercard cardholder, you have access to 24/7 Concierge Services, providing personalized assistance for travel, dining, and more.
Key Takeaways:
- Earn unlimited 1.5% cash back on every purchase with the Huntington Cashback Credit Card.
- No caps, no categories, and no annual fees.
- Compatible with most digital wallets for easy, contactless payments.
- Lock and unlock your credit card through the mobile app or online banking.
- Check your credit score for free every month.
- Enjoy automatic APR protection.
- Access 24/7 Concierge Services as a Mastercard cardholder.
How to Earn Cashback Rewards with Huntington National Bank Cashback Credit Card
With the Huntington Cashback Credit Card, customers can earn cash back for all purchases made on their card. They will earn 1.5% cashback rewards for every $1.00 in net purchases (purchases less returns). Cash advances, balance transfers, and account fees do not earn cashback rewards. Certain transactions, such as casino gaming chips and lottery tickets, are also excluded from earning cashback rewards.
The cashback rewards are calculated by rounding to the nearest cent, with amounts half a cent or higher being rounded up and amounts below a half cent being rounded down. There is no maximum amount of cashback rewards that can be earned.
Customers can choose to enroll in automatic redemption, where rewards are automatically redeemed for a statement credit at the end of each billing cycle. Alternatively, they can manually redeem their rewards for a deposit into a Huntington or other financial institution checking or savings account.
It is important to note that cashback rewards do not count towards the minimum payment due, and customers need to make their monthly payments separately.
“The cashback rewards earned in this program do not expire as long as the account is open and in good standing.”
Customers can take advantage of the Huntington Cashback Credit Card’s rewards program by earning cashback on their everyday purchases and enjoying the flexibility in how those rewards are redeemed.
Transactions Eligible for Cashback Rewards
| Transaction Type | Eligible for Cashback Rewards? |
|---|---|
| Net purchases (purchases less returns) | Yes |
| Cash advances | No |
| Balance transfers | No |
| Account fees | No |
| Casino gaming chips | No |
| Lottery tickets | No |
| Benefits and Features | Description |
|---|---|
| No Annual or Foreign Fees | Cardholders can enjoy a worry-free banking experience without the burden of annual or foreign fees. |
| Digital Wallet Compatibility | The Huntington Cashback Credit Card is compatible with most digital wallets, making contactless transactions easy and convenient. |
| Credit Score Monitoring | Customers can monitor their credit score every month for free, enabling them to stay on top of their financial health. |
| APR Protection | The card offers APR protection, ensuring that the APR will not increase due to specific circumstances. |
| Authorized User Option | Cardholders can add authorized users to their accounts, simplifying their finances and extending benefits to others. |
How to Redeem Cashback Rewards with Huntington National Bank Cashback Credit Card
When it comes to redeeming your cashback rewards with the Huntington Cashback Credit Card, you have two convenient options. You can choose to enroll in automatic redemption, where your rewards are automatically redeemed for a statement credit at the end of each billing cycle. This effortless option allows you to make the most of the cashback rewards you’ve earned without any additional steps.
Alternatively, if you prefer more control over your rewards, you can opt for manual redemption. With manual redemption, you have the flexibility to redeem your cashback rewards for a deposit into your Huntington or other financial institution checking or savings account. This option allows you to have a direct say in how you utilize your rewards.
It’s important to note that if you choose to redeem your rewards for a statement credit, it does not replace the minimum payment due on your credit card. You still need to submit your normal monthly payment before the next due date. Automatic redemption simply applies your cashback rewards as a credit towards your card statement.
For cashback redemptions made for a deposit into an account, the processing time typically takes up to three business days. This allows for the seamless transfer of your rewards into your preferred checking or savings account.
If you decide to make a one-time manual redemption, please keep in mind that a minimum redemption amount of $25 is required. This ensures that you can make the most of your cashback rewards without unnecessary limitations.
Summary
The Huntington Cashback Credit Card offers customers two convenient options for redeeming their cashback rewards. Whether you prefer automatic redemption for a statement credit or manual redemption for a deposit into your bank account, you have the flexibility to choose. With both options, you can make the most of your hard-earned rewards and enjoy the benefits they provide.
Other Fees and Information about Huntington National Bank Cashback Credit Card
When it comes to redeeming your cashback rewards with the Huntington Cashback Credit Card, there are no additional fees to worry about. The program is designed to provide cardholders with a seamless experience, allowing them to redeem their rewards without incurring any charges. This means that you can fully enjoy the benefits of the cashback program without any extra costs.
It’s important to note that the program and benefits of the card are offered at the discretion of The Huntington National Bank. This means that they have the right to make changes to the rewards program and its associated terms and conditions. To stay informed about any possible changes, it’s recommended that you regularly review the most up-to-date terms and conditions provided by the bank.
Credit Card Limitations
The Huntington Cashback Credit Card is backed by Mastercard, a registered trademark known for providing additional benefits to cardholders. These benefits include Late Fee Grace®, which provides an extra day to make the minimum payment if a payment is missed. This feature can be valuable in case unanticipated circumstances prevent you from making your payment on time.
However, it’s important to keep in mind that the Huntington Cashback Credit Card may not be available in all states. Availability can vary, so be sure to check with The Huntington National Bank to determine if the card is available in your area.
Program Changes and Limitations
The Huntington Cashback Credit Card offers a competitive rewards program with no fees to redeem your cashback rewards. However, it’s crucial to review the terms and conditions regularly, as The Huntington National Bank may make changes to the rewards program. Keep an eye out for any updates to ensure you fully understand the program’s limitations and the benefits it offers.
Remember, the availability of the Huntington Cashback Credit Card may vary by state. Make sure to check with The Huntington National Bank to confirm whether you can apply for the card in your area. Stay informed about any changes and take advantage of the benefits this card has to offer.
Conclusion
The Huntington National Bank Cashback Credit Card is the perfect choice for those seeking to maximize their rewards and take advantage of exclusive deals and benefits. With a generous 1.5% cashback rewards on every purchase, no annual fees, and additional perks from Mastercard, this credit card offers unmatched value for savvy shoppers. The flexibility in redeeming cashback rewards, such as automatic redemption or manual redemption, empowers customers to use their rewards in a way that suits their needs best.
Furthermore, the Huntington National Bank Cashback Credit Card goes beyond rewards. It is compatible with most digital wallets, making contactless transactions a breeze. Customers can also monitor their credit score regularly, keeping financial health in check. Additionally, the card offers APR protection, ensuring that customers won’t face increased interest rates due to going over their credit line or missing payments.
Overall, the Huntington National Bank Cashback Credit Card is the ideal choice for individuals looking to earn rewards on their everyday purchases. With its unbeatable cashback rewards, attractive benefits, and commitment to customer satisfaction, this credit card is designed to enhance your financial experience. Apply for the Huntington National Bank Cashback Credit Card today and start reaping the benefits of this exceptional rewards program!
FAQ
How can I earn cashback rewards with the Huntington National Bank Cashback Credit Card?
You can earn cashback rewards by making net purchases with your Huntington Cashback Credit Card. For every $1.00 in net purchases, you will earn 1.5% cashback rewards. Please note that cash advances, balance transfers, and account fees do not earn cashback rewards.
What are the benefits and features of the Huntington National Bank Cashback Credit Card?
The Huntington Cashback Credit Card offers several benefits, including no annual or foreign fees, compatibility with most digital wallets, free credit score monitoring, and APR protection. Additionally, the card provides access to 24/7 Concierge Services through Mastercard and offers the convenience of online and mobile banking.
How can I redeem my cashback rewards with the Huntington National Bank Cashback Credit Card?
There are two options for redeeming your cashback rewards. You can choose to enroll in automatic redemption, where your rewards are automatically redeemed for a statement credit at the end of each billing cycle. Alternatively, you can manually redeem your rewards for a deposit into a Huntington or other financial institution checking or savings account.
Are there any fees charged to redeem cashback rewards with the Huntington National Bank Cashback Credit Card?
No, there are no fees charged to redeem your cashback rewards with the Huntington Cashback Credit Card.
Can I lock and unlock my Huntington Cashback Credit Card?
Yes, you can easily lock and unlock your Huntington Cashback Credit Card through the mobile app or online banking.
Are there any limitations or excluded transactions for earning cashback rewards?
Yes, certain transactions such as cash advances, balance transfers, account fees, casino gaming chips, and lottery tickets are excluded from earning cashback rewards with the Huntington Cashback Credit Card.
How long does it take to process a manual cashback rewards redemption?
Cashback redemptions for a deposit into an account typically take up to three business days to process.
Is the Huntington Cashback Credit Card available in all states?
No, the availability of the Huntington Cashback Credit Card may vary by state. Please check if the card is available in your area.
Are there any other fees or important information I should know about the Huntington National Bank Cashback Credit Card?
Please review the most up-to-date terms and conditions for the rewards program, as the program and benefits are offered at the discretion of The Huntington National Bank and may change from time to time.
Source Links
- https://wallethub.com/credit-cards/huntington-bank-13007162i
- https://www.huntington.com/Personal/credit-card/voice-rewards-credit-card
- https://www.huntington.com/Personal/credit-card/cash-back-card
