16 Dec

Maximize Savings with RBC Cashback Rewards

Written By Dom Mia
December 16, 2023

Posted at 01:17h in Cashback, Home Blog 3 by Dom Mia

Are you looking for a credit card that allows you to earn cash back on your everyday purchases? Look no further than the Royal Bank of Canada (RBC) Cashback program. With this program, you can earn cash back rewards on your grocery store purchases and other everyday expenses. Let’s explore the benefits of the RBC Cashback program and how it can help you save money.

With the RBC Cash Back Mastercard, you can earn 2% cash back on grocery store purchases up to $6,000, and 1% cash back on all other purchases. This means that every time you shop for groceries or make everyday purchases, you’re earning money back. And the best part? There’s no annual fee to participate in this rewards program.

But the benefits don’t stop there. The RBC Cash Back Mastercard also offers insurance coverage, such as Purchase Security and Extended Warranty insurance, to protect your purchases. Plus, you’ll enjoy additional features like Zero Liability and Chip & PIN technology for enhanced security.

Ready to start earning cash back? Here’s how you can maximize your savings:

Key Takeaways:

Earn cash back rewards on grocery store purchases and everyday expenses
2% cash back on grocery store purchases up to $6,000
1% cash back on all other purchases
No annual fee for participation in the RBC Cashback program
Insurance coverage and additional features for enhanced security

How to Earn Cash Back Fast

By using the RBC Cash Back Mastercard for everyday purchases, cardholders can earn cash back quickly. With 2% cash back on grocery store purchases and 1% cash back on all other purchases, the cashback rewards can add up over time. For example, if a cardholder spends $3,000 on groceries each month and $6,000 on other purchases, they can earn up to $60 in cash back rewards each month. Additionally, setting up pre-authorized payments to the RBC Cash Back Mastercard can help cardholders earn even more cash back effortlessly.

Benefits of Using the RBC Cash Back Mastercard

With the RBC Cash Back Mastercard, earning cash back is easy and rewarding. Here are some key benefits:

2% cash back on grocery store purchases: By using the RBC Cash Back Mastercard for grocery shopping, cardholders can earn a generous 2% cash back on their purchases.
1% cash back on all other purchases: For all other purchases, including dining, entertainment, and everyday expenses, cardholders can still earn a competitive 1% cash back.
No annual fee: Unlike some other credit cards, the RBC Cash Back Mastercard has no annual fee, allowing cardholders to earn rewards without any additional cost.
Simple redemption process: When the cash back balance reaches $25 or more, cardholders can easily redeem their rewards by requesting a credit to their account or waiting for automatic crediting in January.
Additional perks and benefits: In addition to cash back rewards, the RBC Cash Back Mastercard offers bonus features such as insurance coverage, enhanced security with Chip & PIN technology, and Zero Liability protection for unauthorized transactions.

With these advantages, using the RBC Cash Back Mastercard can help cardholders earn cash back on their everyday expenses and maximize their savings.

Additional Benefits and Offers

The RBC Cash Back Mastercard offers a range of additional benefits and exclusive offers to enhance the cardholder’s experience. These perks provide added value and opportunities for savings.

Petro-Canada Fuel Savings

By linking their RBC Cash Back Mastercard to their Petro-Points card, cardholders can enjoy instant fuel savings at Petro-Canada. With this partnership, customers can save 3 cents per liter on fuel purchases and earn 20% more Petro-Points, which can be redeemed for free gasoline or other rewards. It’s a convenient way to stretch your dollar at the pump while earning additional rewards.

Rexall Be Well Points

Using their linked RBC Cash Back Mastercard, cardholders can earn 50 Be Well points for every dollar spent on eligible purchases at Rexall. These points can be used towards discounts on future purchases, making it even more rewarding to shop at Rexall for everyday essentials, personal care items, and more.

DashPass Subscription from DoorDash

As a special offer, eligible RBC credit cardholders can enjoy a complimentary DashPass subscription from DoorDash for up to three months. With DashPass, you can benefit from $0 delivery fees on orders of $15 or more, saving you money on food delivery. It’s the perfect way to enjoy your favorite meals from the comfort of your own home without paying extra for delivery.

Additional Benefits and Offers	Description
Petro-Canada Fuel Savings	Save 3 cents per liter on fuel purchases and earn 20% more Petro-Points
Rexall Be Well Points	Earn 50 Be Well points for every dollar spent on eligible purchases at Rexall
DashPass Subscription from DoorDash	Enjoy a complimentary DashPass subscription for up to three months with $0 delivery fees on orders of $15+

“Redeeming your cash back rewards has never been easier with the RBC Cash Back Mastercard. Simply reach the minimum redemption balance and choose how you want to receive your cash back.”

With the RBC Cash Back Mastercard, you have full control over your cash back redemption. Whether you prefer to have the cash back credited to your account immediately or wait for automatic crediting in January, the choice is yours. This flexibility allows you to plan your finances and utilize your cash back rewards according to your needs.

Unlike other reward programs that may have complex redemption processes or limited options, the RBC Cash Back Mastercard ensures a hassle-free redemption experience. You can enjoy the benefits of your cash back rewards without any unnecessary complications or delays.

The ease of cash back redemption is just one of the many advantages of the RBC Cash Back Mastercard. Combined with the generous cash back rates and additional benefits, this credit card provides a seamless and rewarding experience for cardholders.

Benefits of the RBC Business Cash Back Card

The RBC Business Cash Back Mastercard provides businesses with the opportunity to earn cash back on all purchases. With a 1% cash back reward for every purchase, businesses can maximize their savings.

This card is especially beneficial for expenses such as gas, office supplies, travel, client appreciation, and advertisement.

“By using the RBC Business Cash Back Mastercard, I have been able to earn cash back on all my business expenses, allowing me to reinvest the savings back into my company. It’s a win-win situation!” – John Richardson, Small Business Owner

With the RBC Business Cash Back Mastercard, businesses can enjoy the following benefits:

1% cash back on all purchases
No annual fee
Enhanced security with Chip & PIN technology
Insurance coverage, including Purchase Security and Extended Warranty insurance

Here is a breakdown of potential cash back earnings for various business expenses:

Business Expense	Cash Back
Gas	$50
Office Supplies	$100
Travel	$200
Client Appreciation	$150
Advertisement	$75

By utilizing the RBC Business Cash Back Mastercard for these expenses, businesses can earn a total of $575 in cash back rewards alone.

Unlock Your Business’s Potential

When it comes to cash back for businesses, the RBC Business Cash Back Mastercard is a top choice. With its generous cash back rewards and additional benefits, businesses can save money and reap the rewards of their everyday spending.

Conclusion

The RBC Cashback program is a valuable opportunity to earn cash back on your everyday purchases. Whether you’re buying groceries, paying bills, or making business expenses, the RBC Cash Back Mastercard offers the convenience, security, and flexibility of a credit card, while also rewarding you with cash back rewards.

With no annual fee, this program provides a hassle-free way to maximize your savings. Earn 2% cash back on grocery store purchases up to $6,000 and 1% cash back on all other purchases. Your cash back rewards can quickly accumulate over time, allowing you to reap the benefits of your spending.

In addition to the cash back rewards, the RBC Cash Back Mastercard offers you additional perks such as insurance coverage, including Purchase Security and Extended Warranty insurance. You can also enjoy exclusive offers like instant fuel savings at Petro-Canada and bonus rewards at Rexall. With these extra benefits and offers, you can enhance your overall savings and get the most out of your RBC Cashback experience.

Whether you’re an individual or a business owner, the RBC Cashback program provides a simple and convenient way to earn cash back while using a credit card for your everyday needs. With the flexibility to redeem your cash back balance whenever you want, you have the freedom to choose the best option for you. Start maximizing your savings and get rewarded with the RBC Cashback program today!

FAQ

What is the RBC Cashback program?

The RBC Cashback program is a rewards program offered by the Royal Bank of Canada (RBC) that allows customers to earn cashback rewards on their purchases.

How can I earn cashback with the RBC Cash Back Mastercard?

With the RBC Cash Back Mastercard, you can earn 2% cash back on grocery store purchases up to $6,000, and 1% cash back on all other purchases.

What additional benefits and offers are available with the RBC Cash Back Mastercard?

Cardholders can enjoy benefits such as insurance coverage, zero liability, and exclusive offers like instant fuel savings at Petro-Canada and Be Well points for eligible purchases at Rexall.

How do I redeem my cash back rewards with the RBC Cash Back Mastercard?

Once your cash back balance reaches $25 or more, you can request to have the full amount credited to your account, or you can choose to have it automatically credited in January.

What are the benefits of the RBC Business Cash Back Mastercard?

The RBC Business Cash Back Mastercard allows businesses to earn 1% cash back on all purchases, making it ideal for maximizing savings on expenses such as gas, office supplies, and travel.

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