26 Mar
Best AMEX Blue Cash Card Rewards: Everything You Need to Know 2023
March 26, 2023
AMEX Blue Cash Card Rewards:
Amex blue cash card rewards: Are you in the market for a new credit card? If you’re looking for a card that offers rewards for everyday purchases, you might want to consider the American Express Blue Cash Card. In this article, we’ll cover everything you need to know about the AMEX Blue Cash Card rewards program, including how it works, what benefits it offers, and how to maximize your rewards.
What are the AMEX Blue Cash Card Rewards?
The AMEX Blue Cash Card is a credit card that offers rewards for purchases made on the card. The card has no annual fee and offers cash back rewards on purchases made at certain retailers.
The American Express Blue Cash Card offers a strong rewards program for everyday purchases, with bonus categories that include gas stations, supermarkets, and transit. Plus, it has no annual fee and offers a variety of other benefits, such as purchase protection and car rental insurance. Read on to learn how the Blue Cash Card rewards program works, how to maximize your rewards, and how it compares to other top cash back credit cards.
How Does the AMEX Blue Cash Card Rewards Program Work?
The Blue Cash Card rewards program offers cash back on purchases made at eligible retailers. The amount of cash back you earn depends on the category of the purchase. For example, you may earn 3% cash back on purchases made at supermarkets, 2% cash back at gas stations, and 1% cash back on all other purchases.
AMEX Blue Cash Card Rewards Categories
Here are the current Blue Cash Card rewards categories:
Gas Stations
- Earn 2% cash back on purchases made at U.S. gas stations.
Supermarkets
- Earn 3% cash back on purchases made at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
Streaming Services
- Earn 1% cash back on purchases made at select streaming services.
Transit
- Earn 3% cash back on transit purchases, including taxis/rideshares, parking, tolls, trains, buses, and more.
More
- Earn 1% cash back on all other purchases.
How to Maximize Your AMEX Blue Cash Card Rewards
To maximize your rewards with the Blue Cash Card, it’s important to use the card for purchases in the eligible categories. For example, if you spend a lot of money on groceries, use the Blue Cash Card for those purchases to earn 3% cash back. You can also use the card for gas purchases to earn 2% cash back, and for transit, purchases to earn 3% cash back.
Additional Benefits of the Blue Cash Card
In addition to the cash back rewards program, the Blue Cash Card also offers a variety of other benefits, including:
- No annual fee
- Purchase protection
- Fraud protection
- Car rental loss and damage insurance
- Global assist hotline
- Roadside assistance hotline
- Entertainment Access
Blue Cash Card Fees and Charges
While the Amex blue cash card rewards have no annual fee, it does have other fees and charges that you should be aware of, including:
- Balance transfer fee
- Cash advance fee
- Foreign transaction fee
- Late payment
- Late payment fee
- Returned payment fee
- Penalty APR
Be sure to read the terms and conditions of the card carefully to understand all fees and charges.
How to Apply for the AMEX Blue Cash Card Rewards
To apply for the Blue Cash Card, you can visit the American Express website and fill out an online application. You’ll need to provide personal and financial information, including your income and credit score. American Express will review your application and let you know if you’ve been approved.
Frequently Asked Questions
How do I redeem my Blue Cash rewards?
You can redeem your Blue Cash rewards as a statement credit, gift card, or merchandise. Simply log in to your account and select the redemption option that works best for you.
Is there a limit to the amount of cash back I can earn?
Yes, there is a limit to the amount of cash back you can earn in certain categories. For example, you can earn 3% cash back on up to $6,000 per year in purchases at U.S. supermarkets (then 1%).
Do Blue Cash rewards expire?
No, Blue Cash rewards do not expire as long as your account is open and in good standing.
Is the Blue Cash Card a good choice for travelers?
The Blue Cash Card may not be the best choice for frequent travelers, as it charges a foreign transaction fee. However, it does offer travel benefits such as car rental loss and damage insurance and a global assist hotline.
What credit score do I need to be approved for the Blue Cash Card?
To be approved for the Blue Cash Card, you’ll generally need a good to excellent credit score (usually 680 or higher). Keep in mind that other factors, such as income and debt-to-income ratio, will also be considered.
How does the Express blue cash card compare?
Amex blue cash card rewards: If you’re in the market for a new credit card, you might be wondering how the American Express Blue Cash Card stacks up against other top cards. Let’s take a look at some data and compare.
According to a recent study by WalletHub, the Blue Cash Card ranks #1 for cash back rewards among all credit cards. The study compared over 1,500 credit cards and analyzed rewards programs, fees, and other factors to determine the best cards for different categories. In the cash back category, the Blue Cash Card came out on top, with a rewards rate of 6.5% for the first year and 3.5% after that.
Another popular card for cash back rewards is Chase Freedom Unlimited. This card offers a flat rate of 1.5% cash back on all purchases, with no annual fee. However, it doesn’t offer the same bonus categories as the Blue Cash Card.
Rewards program for travel
If you’re looking for a card with a great rewards program for travel, you might want to consider the Chase Sapphire Preferred. This card offers a generous sign-up bonus of 100,000 points (worth up to $1,250 in travel), as well as bonus points on travel and dining purchases. However, it does have an annual fee of $95.
So, how does the Blue Cash Card compare? Well, it offers a strong rewards program for everyday purchases, with bonus categories that include gas stations, supermarkets, and transit. Plus, it has no annual fee and offers a variety of other benefits, such as purchase protection and car rental insurance.
Overall, the American Express Blue Cash Card is a strong contender in the cash back rewards category. While there are other cards that may offer higher reward rates for specific categories, the Blue Cash Card offers a well-rounded rewards program with no annual fee.
Here is a top ten list of cash back credit cards based on rewards rates, fees, and other factors:
- Amex blue cash card rewards: 6% cash back at U.S. supermarkets (up to $6,000/year), 3% cash back at U.S. gas stations and on transit, and 1% cash back on all other purchases. $95 annual fee.
- Citi Double Cash Card: 2% cash back on all purchases (1% when you buy and 1% when you pay your bill). No annual fee.
- Chase Freedom Flex: 5% cash back in rotating categories (up to $1,500/quarter), 5% cash back on travel purchased through Chase Ultimate Rewards, 3% cash back at restaurants and drugstores, and 1% cash back on all other purchases. No annual fee.
- Discover it Cash Back: 5% cash back in rotating categories (up to $1,500/quarter), 1% cash back on all other purchases. No annual fee.
- Bank of America Cash Rewards: 3% cash back in a category of your choice (gas, online shopping, dining, travel, drug stores, or home improvement/furnishings), 2% cash back at grocery stores and wholesale clubs, 1% cash back on all other purchases. No annual fee.
- Wells Fargo Cash Wise Visa: 1.5% cash back on all purchases, with bonus cash back for mobile wallet purchases. No annual fee.
- Capital One Quicksilver Cash Rewards: 1.5% cash back on all purchases. No annual fee.
- Amazon Prime Rewards Visa Signature Card: 5% cash back at Amazon and Whole Foods, 2% cash back at restaurants, gas stations, and drugstores, and 1% cash back on all other purchases. No annual fee, but requires an Amazon Prime membership.
- Blue Cash Everyday Card from American Express: 3% cash back at U.S. supermarkets (up to $6,000/year), 2% cash back at U.S. gas stations and select department stores, and 1% cash back on all other purchases. No annual fee.
- Capital One SavorOne Cash Rewards: 3% cash back on dining and entertainment, 2% cash back at grocery stores, 1% cash back on all other purchases. No annual fee.
Note that rewards rates and terms can change, so it’s important to read the terms and conditions of each card before applying. Additionally, the best card for you may depend on your spending habits and personal preferences.
Conclusion
Overall, the American Express Blue Cash Card rewards program can be a great way to earn cash back on everyday purchases. By understanding the rewards categories and using the card strategically, you can maximize your rewards and enjoy the additional benefits the card offers.
Be sure to read the terms and conditions carefully and consider your own spending habits before applying for the card. Amex blue cash card rewards.
