10 Jan

Maximize Savings with BB&T Truist Cashback Rewards

BB&T (now part of Truist Financial) Cashback

Written By Dom Mia
January 10, 2024

Posted at 13:15h in Cashback, Home Blog 3 by Dom Mia

Are you looking for a way to maximize your savings? Look no further than BB&T Truist Cashback Rewards. Truist Financial, formed through the merger of SunTrust Bank and BB&T, offers a range of credit cards that provide cashback rewards on eligible purchases. With their Truist Enjoy Rewards program, you can enjoy a variety of benefits and earn rewards on every dollar you spend.

Whether you’re interested in earning points on travel, cashback on everyday purchases, or rewards for business expenses, Truist has a card that can meet your needs. Let’s take a closer look at the Truist Enjoy Beyond Credit Card, the Truist Enjoy Travel Credit Card, the Truist Enjoy Cash Credit Card, and the Truist Business Travel Credit Card Rewards, and how they can help you maximize your savings.

Key Takeaways:

Earn cashback rewards on eligible purchases with BB&T Truist Credit Cards
Truist Enjoy Beyond Credit Card offers up to 3x points on travel, 2x points on dining, and 1x points on other purchases
Truist Enjoy Travel Credit Card provides 2x miles on airfare, hotels, and car rentals, and 1x miles on other purchases
Truist Enjoy Cash Credit Card offers 1.5% cash back on all purchases or higher cash back on specific categories
Truist Business Travel Credit Card Rewards program offers rewards for business owners

Truist Enjoy Beyond Credit Card

The Truist Enjoy Beyond Credit Card is Truist’s flagship credit card that offers a range of benefits and rewards. As a cardholder, you can enjoy the following features:

Earn 3x points on travel
Get 2x points on dining
Receive 1x points on other purchases

But that’s not all. The Truist Enjoy Beyond Credit Card also comes with exclusive rewards and perks:

A Loyalty Cash Bonus based on your combined deposit and investment balances
A $100 annual travel experience statement credit
A $100 TSA PreCheck or Global Entry application fee credit
No foreign transaction fees
A $195 annual fee

With the Truist Enjoy Beyond Credit Card, you can earn points on your everyday purchases and enjoy exceptional benefits and rewards. Whether you’re planning your next vacation or enjoying a meal at your favorite restaurant, this card has you covered.

Experience the convenience and rewards of the Truist Enjoy Beyond Credit Card. Maximize your earnings and enjoy memorable travel experiences. Apply now and start enjoying the benefits!

Truist Enjoy Cash Credit Card

The Truist Enjoy Cash Credit Card is an excellent choice for individuals who prefer cashback rewards. With this card, you have the opportunity to earn cashback on all your purchases, making it a straightforward and convenient way to save money. Here are the key features and benefits of the Truist Enjoy Cash Credit Card:

Earn Cash Back Rewards

Cardholders can enjoy the flexibility of earning cash back on their everyday expenses. You will earn 1.5% cash back on all purchases, allowing you to maximize your savings with every swipe. In addition, you can earn higher cash back rates in specific categories such as 3% cash back on gas, 2% cash back on utilities and groceries (up to $1,000 monthly combined spend cap), and 1% cash back on other purchases.

No Annual Fee

One of the standout features of the Truist Enjoy Cash Credit Card is that it comes with no annual fee. This means you can enjoy the benefits and rewards of this card without any additional cost.

Introductory APR Offer

For those looking to save on interest charges, the Truist Enjoy Cash Credit Card offers a 0% introductory APR for the first 12 months. This gives you the freedom to make purchases and pay them off over time without incurring any interest charges.

Secured Version Available

If you’re working on building or rebuilding your credit, Truist offers a secured version of the Enjoy Cash Credit Card. With a $400 minimum deposit and a $19 annual fee, this secured option provides you with the opportunity to improve your credit while enjoying the benefits of cashback rewards.

Summary of Features:

Feature	Description
Cash Back Rewards	1.5% cash back on all purchases, 3% on gas, 2% on utilities and groceries (up to $1,000 monthly combined spend cap), and 1% on other purchases.
Annual Fee	No annual fee
Introductory APR	0% APR for the first 12 months
Secured Version	Secured version available with a $400 minimum deposit and a $19 annual fee

Whether you’re looking to earn cash back on your everyday expenses or working on improving your credit, the Truist Enjoy Cash Credit Card is a great option to consider. With its competitive rewards program, no annual fee, and introductory APR offer, this card offers a compelling choice for those seeking to maximize their savings.

Truist Business Travel Credit Card Rewards

As a business owner, you can take advantage of the Truist Business Travel Credit Card Rewards program to optimize your travel expenses and earn valuable rewards. The Truist Business Travel Rewards Credit Card enables you to earn 2x miles on airfare, hotels, and car rentals, giving you the opportunity to accumulate considerable rewards for your business trips.

But that’s not all – in addition to the mileage rewards, you have the chance to receive a Loyalty Rewards Bonus. The bonus is based on your business checking, savings, or money market account balances and varies depending on the type of checking account and the balance. This means that the more you utilize Truist’s financial services, the greater your rewards!

One of the standout features of the Truist Business Travel Credit Card is the absence of foreign transaction fees. This allows you to travel internationally without additional expenses or hidden charges. You can focus on your business while enjoying the convenience and benefits of using your Truist Business Travel Credit Card abroad.

To access these exclusive rewards and benefits, the Truist Business Travel Credit Card does come with an annual fee of $49. However, considering the potential savings and rewards you can earn, this fee is easily offset.

If you’re a business owner who frequently travels for meetings, conferences, or other business-related activities, the Truist Business Travel Credit Card is the ideal companion to optimize your travel expenses and earn valuable rewards along the way.

Key Benefits of Truist Business Travel Credit Card Rewards:

Earn 2x miles on airfare, hotels, and car rentals
Receive a Loyalty Rewards Bonus based on your business checking, savings, or money market account balances
No foreign transaction fees
Annual fee of $49

Conclusion

In conclusion, BB&T (now part of Truist Financial) offers a range of credit cards that provide cashback rewards on eligible purchases. The Truist Enjoy Rewards program includes the Truist Enjoy Beyond Credit Card, the Truist Enjoy Travel Credit Card, the Truist Enjoy Cash Credit Card, and the Truist Business Travel Credit Card Rewards. Each card offers unique benefits and rewards, allowing cardholders to maximize their savings.

With the Truist Enjoy Beyond Credit Card, you can earn up to 3x points on travel, 2x points on dining, and 1x points on other purchases. If you prefer travel-based rewards, the Truist Enjoy Travel Credit Card offers 2x miles on airfare, hotels, and car rentals, and 1x miles on other purchases. The Truist Enjoy Cash Credit Card is perfect for those who want cashback rewards, with options to earn up to 3% cash back on gas and 2% cash back on utilities and groceries. And for business owners, the Truist Business Travel Credit Card Rewards program provides opportunities to earn rewards on business expenses.

Whether you enjoy traveling, want cashback on everyday purchases, or need rewards for your business expenses, Truist Financial has a credit card that suits your needs. Make sure to review the terms and conditions of each card to understand the eligibility criteria, fees, and how to redeem your cashback rewards. Start maximizing your savings with Truist Enjoy Rewards today!

FAQ

What is the Truist Enjoy Beyond Credit Card?

The Truist Enjoy Beyond Credit Card is a credit card offered by Truist Financial. It provides various benefits and rewards, including earning 3x points on travel, 2x points on dining, and 1x points on other purchases. Cardholders can also receive a Loyalty Cash Bonus based on their combined deposit and investment balances, as well as enjoy a $100 annual travel experience statement credit and a $100 TSA PreCheck or Global Entry application fee credit. The card has a $195 annual fee.

What rewards does the Truist Enjoy Travel Credit Card offer?

The Truist Enjoy Travel Credit Card allows cardholders to earn 2x miles on airfare, hotels, and car rentals, and 1x miles on other purchases. Additionally, they can receive a Loyalty Travel Bonus based on their personal checking, savings, or money market account balances. The card also includes a $78 statement credit for TSA PreCheck or a $100 statement credit for Global Entry once every 4 years. There are no foreign transaction fees, and the card has no annual fee.

What are the benefits of the Truist Enjoy Cash Credit Card?

The Truist Enjoy Cash Credit Card offers cashback rewards. Cardholders can earn 1.5% cash back on all purchases or 3% cash back on gas, 2% cash back on utilities and groceries (up to $1,000 monthly combined spend cap), and 1% cash back on other purchases. The card has no annual fee and comes with a 0% introductory APR for the first 12 months. There is also a secured version of the card available with a $19 annual fee and a $400 minimum deposit.

What rewards are available for business owners with the Truist Business Travel Credit Card?

The Truist Business Travel Credit Card allows business owners to earn 2x miles on airfare, hotels, and car rentals, and 1x miles on other purchases. They can also receive a Loyalty Rewards Bonus based on their business checking, savings, or money market account balances. The card has no foreign transaction fees and comes with a $49 annual fee.

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