Maximize Savings with BECU Cash Back Visa Card

becu cash back visa

Are you looking for a credit card that allows you to maximize your savings? Look no further than the BECU Cash Back Visa Card. With this card, you can earn cash back rewards on your purchases, giving you the opportunity to save even more. Not only will you enjoy the benefits of cash back rewards, but you can also take advantage of a range of credit card benefits that will help you make the most of your spending.

Key Takeaways:

  • Earn cash back rewards on your purchases with the BECU Cash Back Visa Card.
  • Take advantage of credit card benefits like price protection and extended warranty protection.
  • Enjoy additional perks such as travel and emergency assistance services.
  • Set up automatic payments and easily transfer balances to consolidate your debt.
  • Enroll in the Loan Payment Protection Program for financial assistance during hardships.

Benefits of the BECU Cash Back Visa Card

The BECU Cash Back Visa Card is not just your average cash back credit card. It offers a wide range of benefits and perks that enhance your overall credit card experience. Here are some of the key advantages of having the BECU Cash Back Visa Card:

Credit Card Benefits:

  • With the BECU Cash Back Visa Card, you can earn cash back rewards on your purchases, allowing you to save money while you spend.
  • Enjoy the convenience of ID Navigator Powered by NortonLifeLock, which helps protect against identity theft.
  • Extended warranty protection extends the warranty on eligible purchases, giving you peace of mind.

Travel Benefits:

  • The BECU Cash Back Visa Card provides worldwide automatic travel accident insurance, ensuring you are covered in case of any unforeseen incidents during your travels.
  • If your baggage is delayed, the card offers baggage delay protection, providing reimbursement of up to $100 per day, up to a maximum of $300.

Additional Perks:

  • The BECU Cash Back Visa Card comes with the convenience of Visa Account Updater, which automatically updates your credit card information with participating merchants, ensuring uninterrupted recurring payments.
  • Gain peace of mind with the option to enroll in the Loan Payment Protection Program, which provides financial assistance in times of hardship.

With the BECU Cash Back Visa Card, you not only earn cash back on your purchases but also enjoy a host of additional benefits. From credit card perks to travel protections, this card goes above and beyond to enhance your financial well-being. Maximize your savings and take advantage of the BECU Cash Back Visa Card today!

cash back credit card

Automatic Payments and Balance Transfers

The BECU Cash Back Visa Card offers convenient features like automatic payments and balance transfers, making it easier for you to manage your finances and save on interest charges. With automatic payments, you can set up recurring payments from your BECU checking, money market, or savings account, ensuring that your credit card bills are paid on time every month. This not only helps you avoid late fees but also protects your credit score from any negative impact. It’s a hassle-free way to stay on top of your payments and maintain financial stability.

Additionally, the BECU Cash Back Visa Card allows you to take advantage of balance transfers. If you have existing high-interest debts on other credit cards, you can transfer those balances to your BECU Low Rate Credit Card with just a few clicks. By consolidating your debts onto one card with a lower interest rate, you can potentially save a significant amount of money on interest charges. It’s a smart move for those looking to pay off their debts faster and more efficiently.

“With the BECU Cash Back Visa Card, I no longer have to worry about missing a payment. The automatic payments feature takes care of it for me, giving me peace of mind and helping me stay organized with my finances.”

Interest on Purchases

When it comes to making purchases with the BECU Cash Back Visa Card, you’ll also enjoy the benefit of an interest-free grace period. As long as you pay your balance in full by the due date each month, you won’t be charged any interest on your purchases. This means that you can take advantage of the cash back rewards and other benefits of the card without incurring any additional costs. It’s a great way to make the most of your spending and maximize your savings.

The automatic payments and balance transfer features of the BECU Cash Back Visa Card provide you with the convenience and flexibility to manage your finances effectively. Whether you’re looking to simplify your bill payments or reduce your interest charges, this card has you covered. It’s just one more reason why the BECU Cash Back Visa Card is a top choice when it comes to maximizing your savings and enjoying the benefits of a cash back credit card.

balance transfer

Loan Payment Protection Program

When it comes to managing credit card payments, unexpected financial challenges can arise. That’s why the BECU Cash Back Visa Card offers the option to enroll in the Loan Payment Protection Program (LPP). This program provides valuable financial assistance during times of hardship, ensuring that your minimum monthly credit card payments are made even if you experience involuntary job loss, disability, or loss of life.

The cost of enrolling in the Loan Payment Protection Program is based on your loan balance and the package options available. By adding this program to your BECU Cash Back Visa Card, you can have peace of mind knowing that your credit card payments are taken care of when life throws you a curveball.

To enroll in the LPP, simply contact BECU and inquire about adding it to your loan. With this added benefit, you can protect your credit and avoid falling behind on payments during challenging times.
loan payment protection

Why Choose Loan Payment Protection?

  • Financial assistance during involuntary job loss
  • Protection against disability
  • Peace of mind for you and your family
  • Ensures minimum monthly credit card payments are made

The Loan Payment Protection Program is a valuable tool to have in your financial arsenal. By enrolling in this program, you can have the added security of knowing that your credit card payments will be taken care of during times of hardship. Don’t let unexpected events derail your financial stability – protect yourself and your credit with the Loan Payment Protection Program offered by the BECU Cash Back Visa Card.

Visa Account Updater and Extended Warranty Protection

The BECU Cash Back Visa Card offers a range of convenient features that go beyond just earning cash back. One of these valuable features is the Visa Account Updater (VAU) service. With VAU, you no longer have to worry about updating your credit card information with participating merchants when your card expires or you receive a new account number. The service automatically updates your information, ensuring that your recurring payments and subscriptions remain uninterrupted.

Another useful benefit of the BECU Cash Back Visa Card is the extended warranty protection. This feature allows you to manage and potentially extend the warranties on eligible purchases. With extended warranty protection, you can have peace of mind knowing that your investments are covered for a longer period, giving you added protection.

With Visa Account Updater and extended warranty protection, the BECU Cash Back Visa Card offers convenience and security for your everyday purchases. Whether it’s ensuring hassle-free payments or providing additional warranty coverage, this card has you covered.

Visa Account Updater and Extended Warranty Protection

Baggage Delay Protection and Price Protection

When it comes to travel, unexpected delays and price drops can put a damper on your plans and budget. That’s why the BECU Cash Back Visa Card offers valuable protections to help alleviate the stress and financial burden. With baggage delay protection, you can rest assured that if your baggage is delayed or misdirected for more than four hours, you may be eligible for reimbursement of up to $100 per day, up to a maximum of $300. This coverage can help you replace essential items or cover immediate needs while you wait for your luggage to arrive.

But that’s not all – the BECU Cash Back Visa Card also provides price protection. This means that if you purchase an item and it drops in price within 60 days, you can receive a refund of the price difference. So if you find that television you just bought on sale a few weeks later, you can get money back in your pocket. It’s a great way to ensure that you’re always getting the best deal on your purchases.
baggage delay protection
With these travel benefits, the BECU Cash Back Visa Card has your back no matter where your adventures take you. Whether it’s a delayed flight or a price drop on that must-have item, you can have peace of mind knowing that you’re protected. So pack your bags, go explore, and let the BECU Cash Back Visa Card take care of the rest.

Conclusion

In conclusion, the BECU Cash Back Visa Card is the perfect choice for anyone looking to maximize their savings. With its cash back rewards program and a wide range of additional benefits, this credit card offers an excellent opportunity to earn rewards while enjoying added perks. Whether you’re interested in saving money on everyday purchases or taking advantage of valuable travel protections, the BECU Cash Back Visa Card has got you covered!

By utilizing this card, you can earn cash back on all your purchases, allowing you to put money back in your pocket. Additionally, the card offers a variety of benefits such as price protection, extended warranty protection, and travel and emergency assistance services, ensuring you get the most out of your spending.

With convenient features like automatic payments and balance transfers, managing your credit card payments has never been easier. You can set up automatic payments from your BECU checking, money market, or savings account, ensuring your payments are made on time and avoiding late fees. Plus, the balance transfer feature allows you to consolidate your debts and potentially save on interest charges.

Furthermore, the BECU Cash Back Visa Card also offers the option to enroll in the Loan Payment Protection Program (LPP), providing financial assistance during difficult times. This program ensures that minimum monthly credit card payments are made in the event of involuntary job loss, disability, or loss of life, giving you peace of mind and helping to protect your credit.

So if you’re looking for a credit card that not only helps you earn cash back rewards but also provides a range of additional benefits, look no further than the BECU Cash Back Visa Card. With its attractive features and money-saving opportunities, this card is a top-notch choice for maximizing your savings and enjoying the perks of credit card benefits.

FAQ

What benefits does the BECU Cash Back Visa Card offer?

The BECU Cash Back Visa Card offers cash back rewards, price protection, extended warranty protection, travel and emergency assistance services, and more.

Can I set up automatic payments with the BECU Cash Back Visa Card?

Yes, you can set up automatic payments from your BECU checking, money market, or savings account, ensuring your credit card payments are made on time.

Can I transfer balances to the BECU Cash Back Visa Card?

Yes, the card offers a balance transfer feature that allows you to transfer high-interest debts to your BECU Low Rate Credit Card and potentially save on interest charges.

What is the Loan Payment Protection Program?

The Loan Payment Protection Program provides financial assistance during times of hardship, ensuring that minimum monthly credit card payments are made in the event of involuntary job loss, disability, or loss of life.

Can the Visa Account Updater automatically update my credit card information?

Yes, the Visa Account Updater service automatically updates your credit card expiration date and account number with participating merchants, ensuring uninterrupted recurring payments and subscriptions.

Does the BECU Cash Back Visa Card offer any travel benefits?

Yes, the card provides travel benefits like worldwide automatic travel accident insurance and baggage delay protection, which can reimburse you for delayed or misdirected baggage.

Does the BECU Cash Back Visa Card offer price protection?

Yes, the card offers price protection, allowing you to receive a refund of the price difference if an item you purchased drops in price within 60 days.

Source Links

  • https://www.becu.org/everyday-banking/credit-card/cash-back-visa
  • https://www.becu.org/everyday-banking/credit-card/cash-back-visa/cash-back-visa-benefits
  • https://www.becu.org/-/media/Files/PDF/VISACashBackTnC.pdf

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