26 Dec
CIBC Cashback Offers – Maximize Your Savings
December 26, 2023
As a Canadian banking institution, the Canadian Imperial Bank of Commerce (CIBC) understands the importance of providing valuable cashback offers to its customers. With their range of cashback credit cards, CIBC offers individuals, businesses, and students the opportunity to earn cashback rewards on their everyday spending.
Imagine getting paid for simply purchasing essentials like groceries, gas, transportation, dining, and recurring payments. With CIBC cashback cards, this becomes a reality. These cards not only help you save money but also come with additional benefits like travel privileges, no annual fees, and mobile device insurance.
Whether you’re a frequent traveler, a food enthusiast, or someone who wants to make the most of their everyday expenses, CIBC has a cashback card that suits your needs. Let’s explore some of their top cashback cards and the benefits they offer.
Key Takeaways:
- CIBC offers a range of cashback credit cards, providing a variety of options for different customer profiles.
- These cards offer cashback rewards on categories like gas, groceries, transportation, dining, and more.
- CIBC cashback cards come with additional benefits like travel privileges, no annual fees, and mobile device insurance.
- Customers can choose from cards tailored for personal, business, and student use.
- By maximizing these cashback offers, customers can enhance their savings and enjoy valuable rewards.
CIBC Dividend Visa Infinite Card
The CIBC Dividend Visa Infinite Card is a top-rated cashback credit card that offers a range of benefits and rewards. With this card, you can earn cashback on your everyday expenses, making it easier to maximize your savings.
Here are the key features of the CIBC Dividend Visa Infinite Card:
- 4% cashback on eligible gas, electric vehicle charging, and groceries: Whether you’re fueling up your car or stocking up on groceries, you’ll earn a generous 4% cashback on these purchases. This allows you to save even more on essential expenses.
- 2% cashback on eligible transportation, dining, and recurring payments: From your daily commute to dining out at your favorite restaurants, the CIBC Dividend Visa Infinite Card rewards you with 2% cashback on these expenses. You can enjoy your favorite activities while earning valuable cashback rewards.
But the rewards don’t end there. The CIBC Dividend Visa Infinite Card also comes with additional benefits, including:
- Mobile device insurance: Protect your smartphone or tablet against loss, theft, or damage with the mobile device insurance that comes with this card. You can have peace of mind knowing that your devices are covered.
- Visa concierge services: As a cardholder, you’ll also have access to Visa’s concierge services, which can assist you with travel arrangements, booking reservations, and more. This added convenience makes your life easier.
With an annual fee of $120 and a variable purchase interest rate based on your creditworthiness, the CIBC Dividend Visa Infinite Card offers a rewarding cashback experience for those looking to make the most of their everyday spending. Whether you’re filling up at the gas station, buying groceries, or enjoying a meal at your favorite restaurant, this card helps you earn cashback rewards on the things you already do.
CIBC Dividend Platinum Visa Card
If you’re looking for another cashback credit card option, the CIBC Dividend Platinum Visa Card is worth considering. With this card, you can earn cashback rewards on everyday purchases, including gas, groceries, transportation, and dining. Here’s what you need to know about the benefits and features of this card:
- 3% cashback on eligible gas, electric vehicle charging, and groceries: When you fuel up or stock up on groceries, you’ll earn generous cashback rewards that can help you save more.
- 2% cashback on eligible transportation, dining, and recurring payments: Whether you’re commuting, enjoying a meal out, or paying regular bills, you’ll earn cashback rewards on these essential expenses.
In addition to cashback rewards, the CIBC Dividend Platinum Visa Card offers a range of benefits to enhance your overall credit card experience. For example, it includes auto rental collision insurance, providing peace of mind when renting a car. You’ll also have the option to pay for larger purchases in installments, adding flexibility to your budget.
When it comes to fees, the annual fee for the CIBC Dividend Platinum Visa Card is $99. The purchase interest rate is variable, based on your individual creditworthiness.
| Card Features | Cashback Rewards | Annual Fee |
|---|---|---|
| 3% cashback on gas, groceries | 3% | $99 |
| 2% cashback on transportation, dining, recurring payments | 2% |
With its attractive cashback rewards and valuable benefits, the CIBC Dividend Platinum Visa Card can help you make the most of your everyday spending. Consider adding this card to your financial toolkit and enjoy the rewards it has to offer.
CIBC Dividend Visa Card
The CIBC Dividend Visa Card is an excellent cashback credit card option for individuals looking to maximize their savings without worrying about an annual fee. With this card, you can earn 2% cashback on eligible groceries, providing you with a little extra cash whenever you stock up on essential items for your home.
In addition to the generous cashback rewards on groceries, the CIBC Dividend Visa Card also offers 1% cashback on a range of everyday expenses. This includes eligible gas purchases, transportation costs, dining expenses, and recurring payments. So whether you’re filling up your tank, commuting to work, enjoying a meal at your favorite restaurant, or paying your bills, you can earn cashback on all these transactions.
But the benefits don’t stop there. The CIBC Dividend Visa Card also provides extended warranty coverage, giving you peace of mind when making purchases. And if you find yourself wanting to make a larger purchase or pay for your expenses in installments, you can take advantage of the CIBC Pace It Installment Plans.
To give you a visual representation of the cashback rewards on the CIBC Dividend Visa Card, here’s a breakdown:
| Category | Cashback Percentage |
|---|---|
| Groceries | 2% |
| Gas, Transportation, Dining, Recurring Payments | 1% |
With a variable purchase interest rate based on your individual creditworthiness, the CIBC Dividend Visa Card offers flexibility and convenience when it comes to managing your finances. Whether you’re a frequent grocery shopper, a commuter, or someone who loves dining out, this cashback credit card can help you earn rewards on your everyday spending.
Key Features of the CIBC Dividend Visa Card:
- No annual fee
- 2% cashback on eligible groceries
- 1% cashback on eligible gas, transportation, dining, and recurring payments
- Extended warranty coverage
- CIBC Pace It Installment Plans
By choosing the CIBC Dividend Visa Card, you can enjoy the convenience of a cashback credit card along with the flexibility to earn rewards on your everyday expenses. Get the most out of your spending and watch your savings grow with this rewarding credit card option from CIBC.
CIBC Dividend Visa Card for Students
The CIBC Dividend Visa Card for Students is a great choice for students looking for a cashback credit card that offers rewards on their everyday spending. With this card, students can earn cashback on groceries, gas, transportation, dining, and recurring payments.
Here’s a breakdown of the cashback rewards:
| Category | Cashback Percentage |
|---|---|
| Groceries | 2% |
| Gas, Electric Vehicle Charging, Transportation, Dining, Recurring Payments | 1% |
In addition to cashback rewards, students who have the CIBC Dividend Visa Card for Students enjoy several other benefits. Firstly, they receive a free SPC+ membership, which provides exclusive discounts at various retailers. This can add up to significant savings on shopping, entertainment, and more.
Furthermore, this card offers extended warranty coverage, protecting eligible purchases made with the card for an extended period. Students can also take advantage of the option to pay in installments, making big-ticket items more affordable.
Another advantage of the CIBC Dividend Visa Card for Students is that it has no annual fee, allowing students to maximize their savings without any additional costs. The purchase interest rate is variable, depending on the individual’s creditworthiness.
With the CIBC Dividend Visa Card for Students, students can earn cashback rewards on their essential expenses while enjoying additional perks and benefits designed specifically for them.
CIBC Costco Mastercard
If you’re a Costco member looking to maximize your savings, the CIBC Costco Mastercard is the perfect card for you. With its cashback rewards, you can earn money back on your everyday expenses, including restaurants, gas, and Costco purchases.
With the CIBC Costco Mastercard, you can enjoy up to 3% cashback on dining out at your favorite restaurants and filling up your tank at Costco gas stations. On top of that, you’ll earn 2% cashback on gas purchases from other stations and any purchases made on Costco.ca.
But the benefits don’t stop there. The CIBC Costco Mastercard also offers the convenient option to use CIBC Pace It Installment Plans for special rates on eligible Costco purchases. And the best part? There is no annual fee for this card, making it a cost-effective choice for Costco members.
Whether you’re grabbing a quick bite to eat, refueling your vehicle, or stocking up on household essentials at Costco, the CIBC Costco Mastercard lets you earn cashback rewards on your everyday expenses.
Key Features:
- Up to 3% cashback on restaurants and Costco gas
- 2% cashback on other gas stations and purchases made at Costco.ca
- No annual fee
- Option to use CIBC Pace It Installment Plans for special rates on eligible Costco purchases
With the CIBC Costco Mastercard, you can make the most out of your Costco membership while earning valuable cashback rewards.
CIBC Costco Business Mastercard
The CIBC Costco Business Mastercard is the ideal cashback credit card for Costco members who own a business. With this card, you can earn generous cashback rewards on your Costco purchases, as well as on other business expenses.
Here are the key features of the CIBC Costco Business Mastercard:
- Cashback Rewards: Earn 3% cashback on all your Costco gas purchases and at restaurants. Additionally, enjoy 2% cashback on all your Costco Business Centre purchases, Costco.ca purchases, shipping, insurance services, and other gas stations.
- CIBC Pace It Installment Plans: Take advantage of the option to use CIBC Pace It Installment Plans and enjoy special rates on eligible Costco purchases. This can help you manage your cash flow and make larger purchases more affordable.
- No Annual Fee: The CIBC Costco Business Mastercard has no annual fee, allowing you to enjoy the benefits of cashback rewards without any extra costs.
- Variable Purchase Interest Rate: The purchase interest rate on this card is variable, ensuring that it aligns with market conditions and your creditworthiness.
As a business owner, the CIBC Costco Business Mastercard empowers you to maximize your savings on Costco purchases and other business expenses. The generous cashback rewards on gas, restaurants, and various business-related purchases can help offset your costs and improve your bottom line.
To visualize the benefits of the CIBC Costco Business Mastercard, take a look at the table below:
| Category | Cashback Rewards |
|---|---|
| Costco Gas | 3% |
| Restaurants | 3% |
| Costco Business Centre Purchases | 2% |
| Costco.ca Purchases | 2% |
| Shipping | 2% |
| Insurance Services | 2% |
| Other Gas Stations | 2% |
With the CIBC Costco Business Mastercard, you can harness the power of cashback rewards to enhance your business’s financial health. Whether it’s saving on essential business supplies, fueling up at Costco gas stations, or enjoying a meal at a restaurant, this card offers valuable rewards on every eligible purchase.
Don’t miss out on the opportunity to optimize your business spending and earn cashback rewards with the CIBC Costco Business Mastercard.
Conclusion
When it comes to maximizing savings, Canadian Imperial Bank of Commerce (CIBC) has got you covered with their range of cashback credit cards. Whether you’re a student, business owner, or individual, CIBC offers cashback options to suit different needs and spending habits.
With CIBC cashback credit cards, you can earn cashback rewards on everyday expenses like gas, groceries, transportation, and dining. By taking advantage of these rewards, you can enhance your spending and enjoy valuable benefits that come with these cards.
Whether you’re looking for a card with no annual fee or one that offers additional perks like travel privileges or mobile device insurance, CIBC has a cashback credit card for you. Consider exploring the different options available to find the card that aligns with your financial goals.
Start maximizing your savings today with CIBC cashback credit cards. Apply now and experience the benefits of earning cashback on your everyday expenses.
FAQ
What is the CIBC Dividend Visa Infinite Card?
The CIBC Dividend Visa Infinite Card is a top-rated cashback credit card offered by CIBC. It provides 4% cashback on eligible gas, electric vehicle charging, and groceries, as well as 2% cashback on eligible transportation, dining, and recurring payments. The card also offers additional benefits like mobile device insurance and Visa concierge services. The annual fee for this card is $120, and the purchase interest rate is variable.
What is the CIBC Dividend Platinum Visa Card?
The CIBC Dividend Platinum Visa Card is another cashback credit card option provided by CIBC. It offers 3% cashback on eligible gas, electric vehicle charging, and groceries, as well as 2% cashback on eligible transportation, dining, and recurring payments. This card also includes benefits such as auto rental collision insurance and the option to pay in installments. The annual fee for this card is $99, and the purchase interest rate is variable.
What is the CIBC Dividend Visa Card?
The CIBC Dividend Visa Card is a cashback credit card option with no annual fee. It provides 2% cashback on eligible groceries and 1% cashback on eligible gas, electric vehicle charging, transportation, dining, and recurring payments. The card also offers benefits like extended warranty coverage and the option to use CIBC Pace It Installment Plans. The purchase interest rate is variable based on the individual’s creditworthiness.
What is the CIBC Dividend Visa Card for Students?
The CIBC Dividend Visa Card for Students is specifically designed for students. It offers 2% cashback on eligible groceries and 1% cashback on eligible gas, electric vehicle charging, transportation, dining, and recurring payments. Students can also benefit from a free SPC+ membership, extended warranty coverage, and the option to pay in installments. This card has no annual fee, and the purchase interest rate is variable.
What is the CIBC Costco Mastercard?
The CIBC Costco Mastercard is a cashback credit card exclusively available to Costco members. It offers up to 3% cashback on restaurants and Costco gas, and 2% cashback on other gas stations and purchases made at Costco.ca. Cardholders can also take advantage of the option to use CIBC Pace It Installment Plans for special rates on eligible Costco purchases. There is no annual fee for this card, and the purchase interest rate is variable.
What is the CIBC Costco Business Mastercard?
The CIBC Costco Business Mastercard is a cashback credit card exclusively available to Costco members with a business. It provides 3% cashback on Costco gas and restaurants, and 2% cashback on Costco Business Centre purchases, Costco.ca purchases, shipping, insurance services, and other gas stations. Business owners can also benefit from the option to use CIBC Pace It Installment Plans for special rates on eligible Costco purchases. This card has no annual fee, and the purchase interest rate is variable.
What cashback rewards are offered by CIBC cashback credit cards?
CIBC cashback credit cards offer various cashback rewards on eligible categories such as groceries, gas, transportation, dining, and recurring payments. The cashback percentages vary depending on the specific card, with some cards offering up to 4% cashback on certain eligible categories. These cards also come with additional benefits like travel privileges, no annual fees, and mobile device insurance.
Does CIBC offer cashback credit cards for students?
Yes, CIBC offers the CIBC Dividend Visa Card for Students. This cashback credit card is specifically designed for students and provides 2% cashback on eligible groceries and 1% cashback on eligible gas, electric vehicle charging, transportation, dining, and recurring payments. Students can also enjoy benefits like a free SPC+ membership and extended warranty coverage. The card has no annual fee, and the purchase interest rate is variable.
What are the benefits of CIBC cashback credit cards?
CIBC cashback credit cards offer a range of benefits in addition to cashback rewards. These benefits may include travel privileges, no annual fees, mobile device insurance, Visa concierge services, auto rental collision insurance, the option to pay in installments, extended warranty coverage, and special rates on eligible purchases.
Which cashback credit card should I choose from CIBC?
The best cashback credit card from CIBC depends on your spending habits and financial goals. Consider factors such as the cashback percentages offered, the eligible categories, additional benefits, annual fees, and purchase interest rates. It’s recommended to compare the different CIBC cashback credit cards and choose the one that aligns with your needs and preferences.
Source Links
- https://www.cibc.com/en/personal-banking/credit-cards/rewards-and-points/cash-back-benefits.html
- https://www.cibc.com/en/personal-banking/credit-cards/cash-back-cards.html
- https://www.cibc.com/en/special-offers/student-cashback-offer.html
