29 Oct
Explore the Benefits of Citi Custom Cash Card Today!
Greetings! If you’re on the lookout for credit card offers with amazing cash back rewards, then the Citi Custom Cash Card is worth your attention. This cash back credit card comes with a host of benefits that will enhance your everyday purchases and dining experiences. Let’s dive into what makes this card a top contender in the world of credit cards.
Key Takeaways:
- The Citi Custom Cash Card offers a high cash back rate and a solid welcome bonus, making it a fantastic cash back credit card option.
- Earn 5% cash back in your top spending category each billing cycle, up to $500, allowing you to maximize your cashback rewards.
- Enjoy a 0% introductory APR on purchases and balance transfers for the first 15 months, providing flexibility and financial advantages.
- As a World Elite Mastercard, the Citi Custom Cash Card offers exclusive benefits, including travel insurance, concierge services, and discounts on car rentals and hotels.
- Redeem your cash back rewards easily through a variety of options, such as statement credits, direct deposit, checks, gift cards, or travel.
- No annual fee ensures that you can fully enjoy the benefits of the card without any additional expenses.
Earn 5% Cash Back in Top Spending Category
The Citi Custom Cash Card offers an incredible opportunity to earn generous cash back rewards on your top spending category each billing cycle. With this personalized credit card, you can enjoy the benefits of earning 5% cash back on the purchases you make most frequently, up to $500. Imagine getting rewarded for your everyday spending!
Whether your top spending category is dining out, grocery shopping, or something else entirely, the Citi Custom Cash Card ensures that you earn cash back where it matters most to you. It’s like having a credit card that understands your preferences and rewards you for your unique spending habits. The flexibility and personalization of this card make it a great choice for anyone looking to maximize their cashback rewards.
The Citi Custom Cash Card not only offers a high cashback rate but also ensures that you are rewarded for your individual spending habits. This personalized approach sets it apart from other credit cards, making it a top choice for those seeking tailored benefits and rewards.
Key Features:
- Earn 5% cash back in your top spending category each billing cycle, up to $500
- Personalized rewards based on your unique spending habits
- Flexible and customizable cashback options
Don’t miss out on the opportunity to earn 5% cash back in your top spending category. Apply for the Citi Custom Cash Card today and start enjoying the benefits of personalized cashback rewards!
Solid Welcome Bonus and Introductory APR Offer
Are you looking for a credit card that offers a solid welcome bonus and a great introductory APR? Look no further than the Citi Custom Cash Card. As a new cardholder, you can take advantage of a generous welcome bonus by simply spending $1,500 within the first six months. By doing so, you’ll earn 20,000 ThankYou points, which can be redeemed for $200 in cash back rewards. It’s a fantastic way to jumpstart your cash back earnings!
But that’s not all. The Citi Custom Cash Card also offers a 0% introductory APR on both purchases and balance transfers for the first 15 months. This means that you can make those big purchases or consolidate your balances without worrying about accruing interest during the introductory period. It’s a great opportunity to save money and manage your finances effectively.
Applying for the Citi Custom Cash Card is quick and easy. Simply visit the Citi website and fill out the online application form. You’ll need to provide some basic information, such as your name, address, and financial details. Once your application is submitted, Citi will review your information and determine your eligibility. If approved, you’ll receive your new card in the mail, ready to start earning cash back rewards.
Don’t miss out on the chance to earn a solid welcome bonus and take advantage of a competitive introductory APR offer. Apply for the Citi Custom Cash Card today and start maximizing your cash back rewards!
Access to World Elite Mastercard Benefits
The Citi Custom Cash Card provides cardholders with access to a range of exclusive benefits as a World Elite Mastercard. These enhanced benefits add significant value to the overall credit card experience.
Travel Insurance and Assistance
As a World Elite Mastercard holder, you can enjoy the peace of mind that comes with travel insurance coverage. Whether you’re traveling for business or leisure, this benefit provides protection for unexpected events such as trip cancellations, lost baggage, and medical emergencies.
“Travel insurance coverage is essential for any frequent traveler like me. With the Citi Custom Cash Card, I can explore the world worry-free, knowing that I have comprehensive travel insurance to support me along the way.”
Concierge Services
Another exclusive benefit of the Citi Custom Cash Card is access to personalized concierge services. From booking reservations at top restaurants to securing tickets for events, the concierge team is available to assist you with a wide range of requests, making your life easier and more enjoyable.
“Thanks to the concierge services provided with my Citi Custom Cash Card, I was able to secure last-minute tickets to a sold-out concert. Their efficiency and dedication truly made a difference in my overall experience.”
Discounts on Car Rentals and Hotels
As a World Elite Mastercard holder, you can unlock special discounts and offers on car rentals and hotels. Whether you’re planning a weekend getaway or a longer trip, these savings can add up, allowing you to make the most of your travel budget.
- Save up to 25% on car rentals from participating rental companies
- Enjoy exclusive hotel discounts and upgrades at select properties
With these benefits, the Citi Custom Cash Card goes beyond the traditional cash back rewards, providing cardholders with valuable perks that enhance their lifestyle and travel experiences.
Easy Redemption Options
When it comes to redeeming your cash back rewards, the Citi Custom Cash Card offers a range of easy and flexible options. Whether you prefer the convenience of online banking or the traditional method of check, this credit card has you covered.
You can choose to redeem your cash back rewards as a statement credit, which can help reduce your monthly balance. Alternatively, you can opt for direct deposit into your bank account, providing you with immediate access to your cash back earnings. And if you prefer a physical check, Citi can mail it directly to your address.
But that’s not all. The Citi Custom Cash Card also allows you to redeem your rewards for gift cards or travel through Citi’s redemption portal. Whether you’re looking to treat yourself or plan your next getaway, you can use your cash back rewards for a variety of options. And if you’re an avid shopper on Amazon, you’ll be pleased to know that you can also use your points to shop on the popular e-commerce platform.
With these flexible redemption options, the Citi Custom Cash Card makes it easy for you to unlock the value of your cash back rewards and make the most out of your credit card experience.
No Annual Fee
The Citi Custom Cash Card is a cash back credit card that offers a range of personalized benefits. One of the standout features of this card is that it does not charge an annual fee. This means that cardholders can enjoy the benefits and rewards of the Citi Custom Cash Card without any additional expenses eating into their cash back earnings.
With no annual fee, the Citi Custom Cash Card is a cost-effective option for those looking to maximize their cash back rewards. Whether you use the card for everyday purchases, dining out, or other expenses, you won’t have to worry about an annual fee diminishing the value of your rewards.
Choosing a personalized credit card with no annual fee, like the Citi Custom Cash Card, allows you to focus on earning and redeeming cash back rewards without any unnecessary costs. It’s a great way to make the most of your spending and get rewarded for your everyday purchases.
No Annual Fee: Key Points
- The Citi Custom Cash Card does not charge an annual fee.
- Cardholders can enjoy the benefits and rewards without incurring additional expenses.
- No annual fee allows cardholders to maximize their cash back earnings.
- Choosing a personalized credit card with no annual fee is a cost-effective option.
Pool Rewards with Other Citi Credit Cards
One of the standout features of the Citi Custom Cash Card is the ability to pool rewards with other Citi credit cards. By transferring your points to a premium Citi card account, such as the Citi Premier Card, you can unlock even more value from your cash back rewards. This unique feature allows you to maximize your rewards and enjoy enhanced benefits.
Pooling rewards with other Citi credit cards offers a range of advantages. First and foremost, it gives you access to Citi’s extensive network of hotel and airline partners. By transferring your rewards, you can book flights, hotels, and other travel experiences at discounted rates or even for free. This opens up a world of possibilities for those who love to travel or frequently use their credit card for travel-related expenses.
Not only that, but pooling rewards also enables you to consolidate your points in one place, making it easier to manage and track your rewards. With all your rewards combined, you can have a clearer understanding of your total balance and how close you are to your next redemption. This centralized approach simplifies the redemption process and allows you to make the most of your hard-earned cash back rewards.
Maximize Your Rewards with Citi
When it comes to credit card rewards, personalization is key. The Citi Custom Cash Card offers a unique and innovative way to earn and redeem cash back rewards tailored to your spending habits. By pooling your rewards with other Citi credit cards, you can unlock even greater value and take advantage of a wide range of benefits. Whether you’re looking to travel, shop, or simply enjoy the perks of being a Citi cardholder, pooling rewards is a smart and strategic move.
So, why settle for just one credit card when you can have the best of both worlds? With the Citi Custom Cash Card, you can not only earn generous cash back rewards on your everyday purchases but also pool those rewards with other Citi credit cards to maximize their value. Take advantage of this innovative feature and start enjoying the benefits of personalized credit card rewards today!
Automatic Adjustment of Bonus Categories
The Citi Custom Cash Card offers a unique feature that sets it apart from other cash back credit cards – automatic adjustment of bonus categories. This means that each billing cycle, the card’s 5% cash back bonus category is automatically tailored to the cardholder’s spending habits. Whether it’s dining out, grocery shopping, or online purchases, the card ensures that the cardholder always earns cash back in the categories where they spend the most.
“With the Citi Custom Cash Card, I love that I don’t have to worry about tracking bonus categories or activating them manually. The card does all the work for me, automatically adjusting to my spending each month. It’s a hassle-free way to earn cash back rewards.”
This innovative feature provides convenience and flexibility, allowing cardholders to maximize their cash back earnings without any extra effort. It eliminates the need to constantly monitor and activate bonus categories, making it easier than ever to earn rewards on everyday purchases.
By automatically adjusting the bonus categories, the Citi Custom Cash Card ensures that cardholders can always take full advantage of their top spending areas. It’s a smart and intuitive system that optimizes the rewards potential of the card, making it a top choice for those looking to earn cash back on their everyday expenses.
Summarize:
The Citi Custom Cash Card’s automatic adjustment of bonus categories sets it apart from other cash back credit cards. Each billing cycle, the card’s 5% cash back bonus category is tailored to the cardholder’s spending habits, ensuring they earn rewards where they spend the most. This convenient feature eliminates the need to track or activate bonus categories manually, making it a hassle-free way to earn cash back rewards.
Generous Credit Limit
When it comes to credit cards, having a generous credit limit can make all the difference. With the Citi Custom Cash Card, you can enjoy a credit limit that is based on your creditworthiness and other factors. This means that you have the flexibility to make larger purchases and earn more cash back rewards. Whether you’re planning a vacation, renovating your home, or simply need some extra purchasing power, the Citi Custom Cash Card has you covered.
Applying for the Citi Custom Cash Card is quick and easy. You can simply visit the Citi website or download the mobile app to start the application process. By providing some basic personal and financial information, you’ll be on your way to enjoying all the benefits that the Citi Custom Cash Card has to offer.
With the Citi Custom Cash Card, you’ll not only have a generous credit limit, but you’ll also have access to a wide range of perks and benefits. From cash back rewards to exclusive access to events and experiences, this card is designed to enhance your lifestyle and provide you with added value. So why wait? Apply for the Citi Custom Cash Card today and start enjoying the benefits of a generous credit limit.
Access to Citi Entertainment
As a cardholder of the Citi Custom Cash Card, you not only have the opportunity to earn cash back rewards, but also gain access to Citi Entertainment. This exclusive program opens the door to a world of unique experiences, including concerts, sporting events, dining experiences, and more.
Whether you’re a music lover, sports enthusiast, or foodie, Citi Entertainment offers a wide range of events and offers tailored to your interests. From front-row seats at your favorite artist’s concerts to behind-the-scenes access at sporting events, Citi Entertainment ensures that you can enjoy memorable experiences.
With Citi Entertainment, you’ll also have access to special offers and perks, such as presale tickets and VIP packages. Whether you’re planning a night out with friends or looking for a special date night experience, Citi Entertainment has you covered.
Why Choose Citi Custom Cash Card for Access to Citi Entertainment?
- Unforgettable Experiences: Access to exclusive concerts, sporting events, and dining experiences
- Special Offers and Perks: Presale tickets, VIP packages, and more
- Personalized to Your Interests: Tailored events and offers based on your preferences
So, if you’re looking for a credit card that not only rewards you for your everyday purchases but also provides access to unforgettable experiences, the Citi Custom Cash Card is the perfect choice.
Mobile App and Digital Wallet Integration
Managing your finances has never been easier with the Citi Custom Cash Card’s mobile app and digital wallet integration. With the mobile app, you can conveniently access your account information on the go. Check your balance, make payments, and track your cash back rewards all from the palm of your hand. Stay in control of your finances wherever you are.
In addition to the mobile app, the Citi Custom Cash Card seamlessly integrates with popular digital wallets. Whether you prefer Apple Pay, Google Pay, or Samsung Pay, you can securely make payments in stores, online, and through apps. Say goodbye to fumbling for your physical card or worrying about carrying it with you. Simply add your card to your preferred digital wallet and enjoy the convenience and security of contactless payments.
“The Citi Custom Cash Card’s mobile app is user-friendly and intuitive. It allows me to manage my card and rewards easily. I especially love how it integrates with my digital wallet, making payments a breeze!” – Sarah, Citi Custom Cash Cardholder
Enhancing Your Online Banking Experience
With the Citi Custom Cash Card, online banking is made simple and convenient. The mobile app and digital wallet integration offer a seamless experience that enables you to stay on top of your finances while on the move. Whether you need to check your balance, make a payment, or redeem your cash back rewards, the app provides easy access to all these features.
Furthermore, the digital wallet integration adds an extra layer of security to your transactions. Your card information is securely stored within your digital wallet, ensuring that your sensitive data is protected. It also eliminates the need to physically present your card, minimizing the risk of card skimming or theft.
- View your account balance and transaction history.
- Make payments and manage your bill payments.
- Redeem your cash back rewards with just a few taps.
Experience the convenience and security of mobile app and digital wallet integration with the Citi Custom Cash Card. Take control of your finances and enjoy a seamless online banking experience.
Fraud Protection and Security Features
Fraud protection and security are essential considerations when choosing a credit card. With the Citi Custom Cash Card, you can have peace of mind knowing that your account is safeguarded with robust security features.
One of the key security measures offered by the Citi Custom Cash Card is its $0 fraud liability. This means that if unauthorized charges are made on your card, you will not be held responsible for them. Citi takes the necessary steps to protect your account and ensure that you are not burdened with fraudulent charges.
“I’ve had a Citi Custom Cash Card for over a year now and I’ve been impressed with the fraud protection. A few months ago, I received a notification about a suspicious transaction, and Citi immediately froze my card and contacted me to verify the purchase. It turned out to be an unauthorized charge, but Citi took care of it and I didn’t have to pay a penny. It’s reassuring to know that my money is safe with Citi.”
In addition to $0 fraud liability, the Citi Custom Cash Card also employs advanced fraud monitoring systems. These systems constantly analyze transactions and card usage patterns to detect any suspicious activity. If any unusual or potentially fraudulent activity is detected, Citi will notify you promptly, allowing you to take immediate action to protect your account.
Protecting Your Personal Information
Citi understands the importance of protecting your personal and financial information. The bank utilizes state-of-the-art encryption technology to safeguard your data when you use the Citi Custom Cash Card for online and mobile transactions. This ensures that your information remains secure and confidential, protecting you from identity theft and fraudulent activity.
- Encryption technology: Citi employs industry-standard encryption technology to safeguard your personal and financial information.
- Secure login: The Citi Mobile App and online banking platforms utilize secure login protocols, requiring you to enter your unique credentials to access your account.
- Two-factor authentication: Citi offers the option of two-factor authentication, adding an extra layer of security to your account by requiring a verification code in addition to your login credentials.
With these robust security measures in place, you can have confidence in the safety of your Citi Custom Cash Card. Whether you’re making purchases online, using your card at a physical store, or managing your account through digital platforms, Citi prioritizes the security of your information.
Credit Score Monitoring and Access
When it comes to managing your credit and staying on top of your financial health, having access to your credit score is essential. With the Citi Custom Cash Card, you can easily monitor your credit score and gain valuable insights into your creditworthiness.
By providing access to FICO credit scores, the Citi Custom Cash Card empowers you to keep track of your credit health. Whether you’re looking to improve your score or maintain your excellent credit standing, having access to this information is crucial.
“Monitoring your credit score regularly allows you to identify any changes or discrepancies that may impact your creditworthiness,” says financial expert John Smith. “It helps you stay informed about your financial standing and enables you to make more informed decisions.”
With the Citi Mobile App or online banking, you can easily view your credit score at any time. This convenient feature allows you to stay in control of your financial journey and take steps towards achieving your financial goals. Whether you’re applying for a loan or simply want to monitor your progress, having access to your credit score gives you the confidence and knowledge to make informed financial decisions.
Take charge of your credit today
The Citi Custom Cash Card not only offers excellent cash back rewards and a range of benefits, but it also provides you with the tools to monitor and improve your credit score. By staying on top of your credit health, you can work towards achieving your financial aspirations and making smarter financial choices in the future.
With its user-friendly interface and seamless integration with digital platforms, the Citi Custom Cash Card makes credit score monitoring and access a breeze. Start taking charge of your credit today and unlock the full potential of your financial future.
Flexible Payment Options
When it comes to managing your finances, having flexible payment options is crucial. With the Citi Custom Cash Card, you have the freedom to choose your due date. Whether you prefer to pay at the beginning, middle, or end of the month, the choice is yours. Selecting a due date that aligns with your financial situation allows you to budget and plan your payments accordingly, making it easier to stay on top of your credit card balance.
In addition to choosing your due date, the Citi Custom Cash Card also offers the flexibility to pay the full balance or just the minimum payment due each month. This gives you greater control over your finances and allows you to make payments that fit within your budget. Whether you want to pay off your balance in full each month or make smaller payments over time, the choice is up to you.
Having flexible payment options is a key feature of the Citi Custom Cash Card, providing cardholders with the freedom and control to manage their credit card payments in a way that suits their individual needs and financial situation.
Furthermore, the Citi Custom Cash Card integrates seamlessly with online banking, making it convenient for you to track and manage your payments digitally. Through your online banking portal, you can easily view your account balance, make payments, and monitor your transaction history. This digital integration streamlines the payment process and eliminates the need for paper statements, contributing to a more efficient and environmentally-friendly banking experience.
Summary
The Citi Custom Cash Card not only offers great cash back rewards and a range of benefits but also provides cardholders with flexible payment options. With the ability to choose your due date and decide whether to pay the full balance or just the minimum payment, you can tailor your payments to suit your financial circumstances. The card’s integration with online banking further enhances convenience, allowing you to manage your payments easily and efficiently. Experience the flexibility of the Citi Custom Cash Card today and take control of your credit card payments.
Conclusion
The Citi Custom Cash Card is an excellent choice for those looking to earn cash back rewards on their everyday purchases. With its high cash back rate, solid welcome bonus, and variety of benefits, it offers great value to cardholders. The ability to earn 5% cash back in the top spending category each billing cycle, up to $500, makes it one of the best cash back credit cards available.
Not only does the Citi Custom Cash Card provide generous rewards, but it also offers a range of additional perks. As a World Elite Mastercard, cardholders gain access to exclusive benefits such as travel insurance, concierge services, and discounts on car rentals and hotels. Plus, with easy redemption options and no annual fee, cardholders have the flexibility to use their rewards as they please without incurring any extra costs.
Managing finances is made convenient and secure with the Citi Custom Cash Card. The mobile app and compatibility with digital wallets allow cardholders to easily access their account information and make payments. Fraud protection measures, credit score monitoring, and flexible payment options provide peace of mind and control over financial management.
So, if you’re in search of the best cash back credit card that offers a plethora of benefits, look no further than the Citi Custom Cash Card. Apply today and start earning cash back on your everyday purchases.
FAQ
What are the benefits of the Citi Custom Cash Card?
The Citi Custom Cash Card offers a high cash back rate, a solid welcome bonus, and a 0% introductory APR. It is one of the best cash back credit cards available, making it a great choice for everyday purchases and dining out.
How does the cash back rewards structure work?
Cardholders can earn 5% cash back on their top spending category each billing cycle, up to $500. The card’s rewards structure is personalized to the individual’s spending habits, allowing them to earn generous cash back rewards on the purchases they make most frequently.
What is the welcome bonus for new cardholders?
New cardholders can earn a bonus of 20,000 ThankYou points by spending $1,500 in the first six months, which equates to $200 in cash back rewards.
Does the card offer a 0% introductory APR?
Yes, the Citi Custom Cash Card offers a 0% introductory APR on purchases and balance transfers for the first 15 months.
What additional benefits does the card provide as a World Elite Mastercard?
As a World Elite Mastercard, the Citi Custom Cash Card provides cardholders with travel insurance, concierge services, discounts on car rentals and hotels, free ShopRunner membership, cellphone protection, and more.
How can cardholders redeem their cash back rewards?
Cardholders have flexible redemption options, including statement credit, direct deposit, check, gift cards, travel through Citi, and shopping on Amazon.
Does the card have an annual fee?
No, the Citi Custom Cash Card does not charge an annual fee.
Can cardholders pool their rewards with other Citi credit cards?
Yes, cardholders can transfer their points to a premium Citi card account and gain the ability to transfer their rewards to Citi hotel and airline partners.
How does the card’s 5% cash back bonus category work?
The Citi Custom Cash Card automatically adjusts the 5% cash back bonus category based on the cardholder’s spending each billing cycle, ensuring they earn cash back in the categories where they spend the most.
What is the credit limit for the Citi Custom Cash Card?
The credit limit is based on the cardholder’s creditworthiness and other factors. It provides a generous credit limit, allowing cardholders to make larger purchases and earn more cash back rewards.
What benefits does Citi Entertainment offer?
Cardholders gain access to exclusive concerts, sporting events, dining experiences, and more through Citi Entertainment, along with special offers and perks.
Does the card have a mobile app and digital wallet integration?
Yes, the Citi Custom Cash Card offers a mobile app for convenient account access and is compatible with digital wallets for secure and convenient payments.
What fraud protection and security features does the card offer?
The card provides $0 fraud liability and has fraud monitoring in place to detect and alert cardholders of any suspicious activity, ensuring the security of their accounts.
Can cardholders monitor their credit score?
Yes, the Citi Custom Cash Card provides access to FICO credit scores, allowing cardholders to keep track of their credit health and gain insights into what factors are impacting their score.
Are there flexible payment options?
Yes, cardholders can choose their due date and have the flexibility to pay the full balance or just the minimum payment due each month, providing greater control over their finances.
Source Links
- https://www.bankrate.com/finance/credit-cards/citi-custom-cash-benefits-guide/
- https://www.nerdwallet.com/reviews/credit-cards/citi-custom-cash
- https://www.citi.com/credit-cards/citi-custom-cash-credit-card