09 Feb

DebtCamel, The Ultimate Guide And Overview

DebtCamel, A Comprehensive Overview

Debtcamel. They say that money makes the world go around, and it can certainly feel that way when you have little flexible funds. If you have found yourself under fire for a growing debt pile, then you might not be sure how to get out of the problem and find some kind of peace.  Your debts can become suffocating and make it hard to ever get out of the situation and build a better future. With that in mind, you might wish to look for help. 

Have you ever considered using the popular debt management advice system DebtCamel?

People might hear the name and wonder if DebtCamel is really a website they could trust. However, as has been noted by others, this is a platform that offers easy-to-follow responses to frequently asked questions. They also do a good job of avoiding offering you jargon, and technical terms, and, crucially, they avoid essentially packaging promotions in the form of advice.

Is Debtcamel, though, the right place for you to find information and help with your debt woes? Can you trust the information that is handed out by DebtCamel to be the kind of details you need?

What is DebtCamel?

DebtCamel is a hugely popular platform that was set up in 2013 by financial guru and all-around great person Sara Williams. Williams developed the system to try and help people to learn about the importance of debt management, of credit ratings and tries to focus on debt from a different kind of perspective. 

Most debt advice programs are offering ‘easy’ ways out of debt, offer to join consolidation programs, or simply tell you the easiest way to run away from your problems. By contrast, Debtcamel looks to help educate the reader by showing them that debt is hard, tough to get away from, yet very important to living a controllable lifestyle. 

Debt worries?

So, DebtCamel focuses on mostly giving you useful information about key factors revolving around debt, borrowing, credit, and more. It differs from other debt assistance sites by actually giving you information about what to do as opposed to simply offering the flowery language.

The platform also looks to remove the jargon that you often find with other debt assistance platforms and looks to tell you about debt in a way that feels far less formal. For those who hate jargon and promotions, then, Debtcamel is a great resource.

What does Debtcamel offer?

The platform itself is built on a series of useful and authentic learning programs you can use to help make sure you can stay on top of your debts.  The main services that one could expect by using Debtcamel include:

• Latest News. The news section of Debtcamel helps to take otherwise complex and confusing stories about debt, money, and income from around the world. This is useful for ensuring you can understand what is going on in the financial world from a clearer perspective, so you can make better decisions in the future.

• Refunding. A big part of Debt Camel is helping you to get your money back when you have been put in a bad situation. This is a useful page to read over as it can give you many useful details about making sure that your debts can be refunded if the circumstances allow.

• Debt Problems. From dealing with payday loans, bailiffs, and old debts to prioritising debts, or even having debts sold on to another lender, this section of the website offers very useful details. These details could really help you to control your debt and avoid the issue from spiraling out of control.

• Debt Solutions. From management plans to bankruptcy, IVAs to comparisons, the Debt Solutions section of Debt Camel is packed with great details. This allows you to easily build up solutions to debts that you are facing, maximising the ability that you have to take control of the issue.

• Money Management. Whether you need help with gaining or managing mortgages to budgeting and credit ratings, the Money section of Debtcamel pairs up some very useful details to learn from. These could become essential to ensuring you can build a more fluid financial future for yourself moving forward.

Can Debt Camel help me to clear my debts?

Most people turn to debt assistance sites because they want to be one thing: debt-free. The thing about Debtcamel, though, is that it does not live on a reputation of helping you to manage or consolidate debt. It’s not a service, per se, to help you manage your funds. It’s more of an educational platform that helps you to utilise modern technology to stay one step ahead of your debt, and how to actually improve your financial future.

Debt worries?

Other programs might show you short-term ways to get around debt or morally dubious solutions to debt management. With Debt Camel, though, you basically learn the kind of ethical approach to debt management that, had you followed in the first place, could see you far more in control in terms of your monies.

So, if you are looking for a system that offers a magic solution to becoming debt-free, Debt Camel is not for you. What it does do, though, is make educating yourself and informing your future debt prospects so much easier. It removes the jargon and the technical language to make debt easier to understand long-term.

Does Debt Camel run an affiliate program?

Like most sites on the internet, you have the right to think ‘well, what’s in it for them?’ – and most of the time, you would be right.

However, what makes Debt Camel so easy to recommend is the paucity of income-driving techniques. Unlike other systems that try to get you to join membership programs, sign up for debt consolidation companies, or buy products/services, Debt Camel does not take any income. It simply offers useful information and personal advice from someone who has been dealing with finance and debt for a long time.

Indeed, Sara has a pretty solid history when it comes to showing that Debtcamel is an ethical setup done for the right reasons. Since 2001, she has helped out at her local Citizens Advice facility in London. She also owns a qualification in Money Advice Practice.  While Debt Camel is an affiliate of the Money Advice Liaison Group, there are no offers on-site to buy anything, sign-up for systems, or work with a particular debtor or lender (payday loans)

So, if you are looking for genuinely free advice that avoids charging you, even indirectly, Debtcamel offers a host of useful details you could benefit from.

Can I get personal advice from Debt Camel?

Another positive factor around Debt Camel is that it does not offer bespoke appointments or advice. That might sound like a negative, but it’s a positive: there is no incentive then to make your debt problem sound worse. The end result is a site that focuses on making sure the information it offers is ethical, topical, and fits in with the general consensus.

As opposed to offering baited advice that makes you want to sign-up for more help, Debt Camel looks to provide general information, education, and support. Without having to worry about that you are being sold a consultation or a service, you can take the information provided at face value

The owner of the platform, Sara Williams, literally cannot benefit by telling you the wrong thing about debt consolidation or debt management. As such, you have nothing to worry about when using this platform with regard to the information being loaded or commercially uncertain.

With no money and no upsell to worry about, you can trust the details that are found on Debt Camel are accurate, professional opinions and detail about debt from a generalised perspective.

Is Debt Camel worth using?

So long as you aren’t looking for a system to ‘save’ you, or give you access to systems/services, you can absolutely benefit from using Debt Camel. It is a platform that is free to use, offers general advice, and never looks to try and make something sound worse than it is. In a world that often looks to make money on your own debt misery, it is nice to see a platform such as Debt Camel that does not look to focus on making a sale.

If you are looking for advice and information to help you understand debt and money management better, read on. The platform itself avoids having to offer you commercially driven information, so there is no ulterior motive in offering you advice, information, or products to buy.

For that reason, you should have no problems at all in making sure you can use Debt Camel and benefit from its information. With the freedom from having to worry about debt being dramatized to try and get a sale or a hire, you can use Debt Camel with confidence.

While it might not offer a direct support solution, it offers enough bias-free advice to ensure you can learn and make your own decisions. For that reason, Debt Camel is very much worth using. 

More about Debt Camel?

Debt camel was founded in 2013 by Debt advisor Sara Williams (Personal website). This site offers straightforward debt advice that cuts out all those financial buzzwords.

I was impressed by the fact that Debt camel has a large community that raises key debt concerns that are responded to by Debt camel (Sara Williams). It’s rare these days to find such excellent empathetic responses that are concise and rich in support.

Clear debt information from a very experienced advisor.

I heard about Debt Camel from a friend who found themselves in a difficult financial situation.

After seeking debt information from several online sources and becoming even more confused they discovered Debt camel.

My friend then walked me through what information was discovered and what happened next.

Debt camel is a user-friendly debt resource that is easily relatable and has a wealth of support data. My friend has already recommended Debt camel to his family members.

Debt Camel, What Do They Offer?

Money

• Budgeting and saving
• Credit ratings and mortgages

Debt Camels Blog

Here you will find a vast source of debt information.

Contact Debt Camel

Here you will find a contact form.

By letter: Address for correspondence

Sara Williams, c/o 101 Hyholmes, Peterborough. PE3 8LH.

Debt camel recommended resources

Face to face

Citizens Advice: About Citizens Advice

We give people the knowledge and confidence they need to find their way forward – whoever they are, and whatever their problem.

Our network of charities offers confidential advice online, over the phone, and in person, for free.

Christians Against Poverty

With a small donation and big faith, John Kirkby started Christians Against Poverty in 1996. He believed God was calling him to sacrifice his career in finance and use his knowledge of the industry to help the poor.

By phone or web chat

National Debtline: Contact number: 0808 808 4000

National Debtline is a debt advice charity run by the Money Advice Trust.

They are a free and confidential debt advice service for people in England, Wales, and Scotland. They have helped millions of people deal with their debts.

StepChange: Contact number: 0800 138 1111

The team of debt experts help 635,000 people a year to deal with their debt problems.

With 25 years of experience, you can be confident that they can provide the advice and support you need to achieve long-term financial control.

They offer free debt advice that is based on a comprehensive assessment of your situation. They will then provide practical help and support for however long it’s needed.

Debt Free London: Contact number, Free helpline – 0800 808 5700

Debt Free London is a unique partnership of charities led by Toynbee Hall and funded by the Money and Pensions Service, that provides free, expert advice to Londoners with problem debt.

Scotland or Northern Ireland

Money Advice Scotland

Northern Ireland, contact your local Citizens Advice or phone the NI Debt Helpline: Contact number `0800 028 1881.

General financial advice

Money advice service

Mental health concerns?

An excellent article about what you can do yourself, Click here.

24/7 support

Samaritans on 08457 90 90 90 – any time of the day or night.

Top Debt Camel Pages

• Debtcamel Amigo loans (Bad credit scores)
• Debt Camel Provident
• Debt Camel Satsuma (Bad credit scores)
• Debt Camel Reviews
• Debtcamel Barclaycard
• Debtcamel Quickquid (Bad credit scores)
• Debtcamel Brighthouse
• Debtcamel News
• Payday loans  (Bad credit scores)

Bottom line

Debt Camel is a fantastic resource for your debt issues, an easy-to-navigate website with clear links. This site covers a wide range of topics with in-depth knowledge and great community communication.

Responses from Debt camel to its community comments are good.

The site has a blog that really covers the main debt problems we face in today’s society.

The blog is well-written and clear for all to understand. Debtcamel’s recommendation is above. Please read the article I have linked to on mental health. It’s one of the best I have read.

I highly recommend DC as a top debt information resource site. Visit Debt camel today to help yourself with debt management, Click here.

National UK Debt Statistics For 2022

• People in the UK owed £1,888 billion at the end of December 2022.
• This is up by £21 billion from £1,867 billion at the end of October 2021,
• An increase of £482 per UK adult over the year
• The average total debt per household was £61,870.
• Per adult, this was £32,764, around 107.5% of average earnings.

“Look at what payday loan (payday lenders) companies are charging!”

We have generated a table of the top payday loan providers’ data. We want to share with you the differences in what payday companies are offering.

• Time period
• The amount you want to borrow
• The interest you will pay (£)
• The total repayment

Debt Camel Amigo Loans

Debt Camel Amigo Loans, If your claim is proven valid you could expect to be paid in the second half of 2023 (likely beginning September). For estimates on the compensation you may receive from each proposed Scheme please see the Explanatory Statement within or legal documents here.