24 Oct
Maximize Your Savings with SunTrust Cash Rewards Today!
October 24, 2023
Are you looking for a credit card that will help you save money on your everyday purchases? Look no further than the SunTrust Cash Rewards program. With this program, you can earn cash back on eligible purchases made with your card. Whether you’re buying groceries, filling up your gas tank, or treating yourself to a shopping spree, you can earn rewards that will put money back in your pocket.
As a cardholder, you have a variety of options for redeeming your cash back. You can choose to receive statement credits, merchandise, gift cards, travel, or event tickets. The choice is yours! Plus, with the Truist Enjoy Cash Credit Card Rewards Terms and Conditions, you can have peace of mind knowing that your rewards are protected.
Key Takeaways:
- Earn cash back on eligible purchases with the SunTrust Cash Rewards program.
- Redeem your cash back for statement credits, merchandise, gift cards, travel, or event tickets.
- Enjoy the benefits and protection of the Truist Enjoy Cash Credit Card Rewards Terms and Conditions.
- Maximize your savings and put money back in your pocket.
- Choose a credit card that works for you and your spending habits.
Earn Cash Back on Gas and Grocery Purchases
When it comes to maximizing your savings, the SunTrust Cash Rewards card has you covered, especially when it comes to gas and grocery purchases. With this card, you can earn up to 5% cash back on your first $6,000 of gas and grocery purchases during the first 12 months. That’s a fantastic sign-up bonus that can really boost your cash back rewards from the start.
Even after the promotional period ends, you’ll still earn unlimited 2% cash back on gas and grocery purchases, which is a great way to rack up even more savings. Plus, you’ll earn 1% cash back on all other purchases, so every swipe of your card gets you closer to earning rewards.
“The SunTrust Cash Rewards card offers a fantastic sign-up bonus for gas and grocery purchases. It’s a great way to earn cash back on everyday essentials and maximize your savings.”
But that’s not all. If you’re a SunTrust bank customer, you’ll enjoy even more benefits. When you deposit your cash back earnings into a SunTrust checking, savings, or money market account, you can earn up to a 50% bonus. That means even more cash back in your pocket, just for being a loyal SunTrust customer.
So if you’re looking to earn cash back on your gas and grocery purchases, the SunTrust Cash Rewards card is the perfect fit. With its generous sign-up bonus and ongoing rewards, you can start saving money on everyday essentials and watch your savings grow.
Redeem Your Cash Back for Rewards
Once you’ve earned cash back with your SunTrust Cash Rewards card, it’s time to reap the rewards! With a variety of redemption options available, you can choose the one that best suits your preferences. Whether you want to use your cash back for statement credits, merchandise, gift cards, travel, or even event tickets, the choice is yours.
Redeeming your cash back is simple and convenient. You can easily access the Rewards Website, where you’ll find all the necessary information and options to redeem your earnings. Alternatively, you can reach out to the Rewards Service Center at 800-255-7125 for assistance with redemption.
It’s important to note that there is a minimum redemption amount of $25. This means that you’ll need to accumulate at least $25 in cash back before you can redeem it for rewards. Additionally, cash back redemption can only be done at the end of your card’s closing period. So, make sure to plan your redemptions accordingly and look forward to enjoying the benefits of your hard-earned cash back rewards.
So, whether you’re looking to offset your statement balance, treat yourself to something special, or plan an exciting trip, the SunTrust Cash Rewards program offers flexibility and choice when it comes to redeeming your cash back. Start utilizing your rewards today and make the most of your card!
Redeem Your Cash Back for Rewards
Additional Benefits and Limitations
The SunTrust Cash Rewards card offers a range of additional benefits that make it a favorable option for cardholders. One of the key advantages is the reasonable APR, which can be as low as 11.24% and as high as 21.24% depending on the individual’s creditworthiness. This competitive interest rate ensures that cardholders can enjoy the benefits of cash back rewards without having to worry about high interest charges.
Another significant benefit of the SunTrust Cash Rewards card is that it has no annual fee. This means that cardholders can enjoy the perks of the program without having to pay any additional fees on a yearly basis. Additionally, the card does not charge any foreign transaction fees, making it an excellent choice for international travelers who want to earn cash back rewards on their purchases abroad.
While the SunTrust Cash Rewards card has several advantages, it is important for potential cardholders to be aware of its limitations. One such limitation is the 3% balance transfer fee. This fee applies when cardholders transfer balances from other credit cards to their SunTrust Cash Rewards card. Additionally, cardholders should note that there is a minimum redemption amount of $25. This means that they must accumulate at least $25 in cash back rewards before they can redeem them for statement credits, merchandise, or other rewards.
Additional Benefits and Limitations
The SunTrust Cash Rewards card offers a reasonable APR compared to other cash back cards, with rates ranging from 11.24% to 21.24% depending on creditworthiness. The card has no annual fee and no foreign transaction fees, making it a good choice for international travelers. However, the card does have some limitations, including a 3% balance transfer fee and a minimum redemption amount of $25.
Who Should Get the SunTrust Cash Rewards Card?
The SunTrust Cash Rewards card is an excellent choice for individuals who have a SunTrust checking account or those who plan to open one. With this card, you can take advantage of additional bonuses on your cash back earnings when deposited into a SunTrust account. It’s a great opportunity to maximize your savings and earn valuable rewards.
If you are a moderate gas and grocery spender, the SunTrust Cash Rewards card is tailored to your needs. The generous sign-up bonus allows you to earn up to 5% cash back on your first $6,000 of gas and grocery purchases during the first 12 months. Even after the promotional period, you can continue to earn unlimited 2% cash back on these purchases and 1% cash back on all other purchases.
Being a SunTrust bank customer provides you with an added advantage. The SunTrust Cash Rewards card offers bonuses for those who have a SunTrust checking, savings, or money market account. By utilizing the card and depositing your cash back earnings into a SunTrust account, you can earn up to a 50% bonus on your cash back earnings.
Who Should Get the SunTrust Cash Rewards Card?
- Individuals with a SunTrust checking account or those planning to open one.
- Moderate gas and grocery spenders who can maximize the value of the sign-up bonus and earn cash back on everyday purchases.
- SunTrust bank customers who can benefit from additional bonuses on their cash back earnings when deposited into a SunTrust account.
How to Use the SunTrust Cash Rewards Card
To maximize your earnings with the SunTrust Cash Rewards card, there are a few strategies you can implement. First, consider opening a SunTrust checking, savings, or money market account. By doing so, you can earn additional bonuses on your cash back earnings, boosting your overall savings. Plus, having a SunTrust account makes it convenient to manage your finances and track your rewards.
Another way to make the most of your SunTrust Cash Rewards card is to use it for domestic travel bookings. When you book flights, hotels, or rental cars using your card, you can take advantage of premium travel perks such as travel insurance, airport lounge access, and concierge services. Not only will you earn cash back on these travel expenses, but you’ll also enjoy extra benefits that enhance your travel experience.
Patience is key when it comes to redemption with the SunTrust Cash Rewards program. Remember that cash back can only be claimed at the end of your card’s closing period. While it may require waiting a bit longer to receive your rewards, it’s worth the wait to maximize your earnings. Plan your redemption accordingly and be strategic about when you make your claims to ensure you’re getting the most value from your cash back.
By following these strategies, you can make the most of your SunTrust Cash Rewards card, earning valuable cash back and enjoying the perks and benefits that come with it. Whether you’re saving for a special purchase, planning a trip, or simply looking to boost your savings, this card can help you reach your financial goals. Take advantage of the rewards program, utilize your card for domestic travel bookings, and exercise patience with redemption to maximize your earnings with the SunTrust Cash Rewards card.
Conclusion
In conclusion, the SunTrust Cash Rewards card is an excellent choice for those seeking a cash back credit card. With its generous rewards program and various redemption options, cardholders can maximize their savings and earn valuable rewards.
One of the standout features of this card is its benefits for gas and grocery purchases. With up to 5% cash back on the first $6,000 spent in the first year and unlimited 2% cash back thereafter, it’s perfect for moderate spenders in these categories.
Additionally, SunTrust bank customers can enjoy even more bonuses by depositing their cash back earnings into a SunTrust checking, savings, or money market account. This makes the card particularly advantageous for those who already have or plan to open a SunTrust account.
While the card does have some limitations, such as a minimum redemption amount of $25, its low APR, lack of annual fee, and absence of foreign transaction fees make it a compelling option for domestic and international use.
Maximize Your Savings Today!
FAQ
How can I earn cash back with the SunTrust Cash Rewards program?
You can earn cash back on eligible purchases made with your SunTrust Cash Rewards card. Earn up to 5% on your first $6,000 of gas and grocery purchases in the first 12 months, and unlimited 2% cash back on gas and grocery purchases thereafter. Earn 1% cash back on all other purchases.
What rewards options are available for cash back redemption?
You can redeem your cash back for various options, including statement credits, cash back deposits, merchandise, gift cards, travel, and event tickets. Minimum redemption amount is $25 and redemption can only be done at the end of your card’s closing period.
What are the benefits and limitations of the SunTrust Cash Rewards card?
The SunTrust Cash Rewards card offers a reasonable APR, ranging from 11.24% to 21.24%, depending on creditworthiness. It has no annual fee and no foreign transaction fees. However, it does have a 3% balance transfer fee and a minimum redemption amount of $25.
Who should consider getting the SunTrust Cash Rewards card?
The SunTrust Cash Rewards card is a good option for individuals who have a SunTrust checking account or plan to open one. It is also ideal for moderate gas and grocery spenders who can maximize the value of the sign-up bonus and continue to earn cash back on everyday purchases.
How can I maximize earnings with the SunTrust Cash Rewards card?
Consider opening a SunTrust checking, savings, or money market account to earn additional bonuses on your cash back earnings. Use your card for domestic travel bookings to take advantage of premium travel perks. Be patient with redemption, as cash back can only be claimed at the end of your card’s closing period.
Source Links
- https://www.truist.com/content/dam/truist-bank/us/en/documents/disclosures/credit-card/truist-enjoy-cash-1.5-rewards-program-terms-and-conditions.pdf
- https://www.creditcards.com/reviews/suntrust-cash-bank-credit-card-review/
- https://www.moneycrashers.com/suntrust-cash-rewards-card-review/
