08 Dec

Discover the Top Credit Cards with Cash Back – Rewards Await!

Written By Dom Mia
December 08, 2023

Posted at 02:30h in Cashback, Home Blog 3 by Dom Mia

Earn as much as 5% back when you spend from the likes of American Express, Chase and Barclaycard. Cashback credit cards allow you to earn money as you spend, with cashback rates ranging from 0.25% to 1.25%. Cashback debit cards and credit cards offer different benefits, and it’s worth considering both options. Cashback credit cards give you the added consumer protection of credit cards and can be useful for larger purchases or when travelling abroad. There are two types of credit cards that earn you money as you spend: cashback credit cards and reward cards. Cashback credit cards offer the advantage of allowing you to use the money you earn however you wish, without being tied to specific stores or airlines. On the other hand, reward cards offer points that can be transferred into vouchers at linked retailers. It’s important to always pay off the balance in full every month to avoid interest charges, and to check your eligibility before applying for a credit card.

Key Takeaways

The top credit cards with cash back can help you maximize your earnings on your everyday spending.
Cashback debit cards and credit cards offer different benefits, and it’s important to consider your preferences and spending habits when choosing between them.
Cashback credit cards provide the flexibility of cashback rewards and offer additional benefits such as enhanced security and travel perks.
Always pay off the balance in full every month to avoid interest charges.
Check your eligibility before applying for a credit card to increase your chances of approval.

Earn while you spend

With these best cashback debit cards, you have the opportunity to earn money while you spend. Whether it’s buying groceries, paying bills, or booking travel, each purchase helps you accumulate cashback rewards. This can add up over time and provide you with extra funds for saving, treating yourself, or achieving your financial goals.

Don’t miss out on the chance to get rewarded for your everyday spending. Apply for one of these best cashback debit cards today and start earning while you spend.

Earn 1% cashback on most purchases for 12 months with the Chase Bank cashback debit card.
Get 1% cashback on supermarket and travel costs with the Santander Edge cashback debit card.
Both cards have no annual fees and are issued with Mastercard.

By choosing one of these top cashback debit cards, you can make the most out of your everyday expenses and enjoy the benefits of earning cashback rewards. Start maximizing your savings and apply for your preferred cashback debit card today!

Best Amex Cashback Credit Cards

When it comes to cashback credit cards, American Express offers some of the best options on the market. Two noteworthy cards from Amex are the American Express Platinum Cashback and the American Express Platinum Cashback Everyday.

American Express Platinum Cashback

The American Express Platinum Cashback card is a top choice for those looking to earn cashback on their spending. With this card, you can earn up to 1.25% cashback on your purchases. Additionally, there is a welcome bonus of 5% cashback on the first £2,500 spent within the first three months.

The cashback rate is 0.75% on spend up to £10,000 and 1.25% on spend over £10,000. While there is an annual fee of £25, the card offers additional cashback through the cashback site Quidco.

American Express Platinum Cashback Everyday

If you prefer a cashback credit card without an annual fee, the American Express Platinum Cashback Everyday card is an excellent choice. This card also offers up to 1% cashback on your spending. In addition to the cashback rewards, there is a £100 bonus and 5% cashback on the first £2,000 spent within the first three months.

Similar to the Platinum Cashback card, the cashback rate is 0.5% on spend up to £10,000 and 1% on spend over £10,000.

Both of these Amex cashback credit cards provide the flexibility of cashback rewards, allowing you to use the money you earn as you wish. They also offer additional benefits such as enhanced security and travel perks.

With the American Express Platinum Cashback and American Express Platinum Cashback Everyday cards, you can make the most out of your everyday spending and enjoy the rewards and benefits that come with them. Whether you prefer a card with an annual fee or one without, these Amex cashback credit cards have you covered.

Conclusion

Earning cash back on your everyday spending can be a smart financial move. By choosing the right credit card, you can maximize your rewards and enjoy additional perks and benefits. Cash back credit cards and cash back debit cards each have their own advantages, so it’s important to consider your preferences and spending habits when making a decision.

With cash back debit cards like Chase Bank and Santander Edge, you can earn money back on your purchases. These cards are suitable for everyday spending and provide a simple way to earn cash back without the need for a credit card. On the other hand, cash back credit cards like American Express Platinum Cashback and Visa Barclaycard Rewards offer the flexibility of cash back rewards along with additional benefits like travel perks and enhanced security features.

Remember, it’s crucial to pay off your credit card balance in full each month to avoid interest charges. Before applying for a credit card, always check your eligibility to ensure you have the best chance of approval. With the right cash back credit card, you can earn money as you spend and take advantage of exciting cash back deals.

Start maximizing your rewards today and discover the benefits of credit card cash back. Whether you choose a cash back debit card or a cash back credit card, you have the opportunity to earn money on your everyday purchases. Explore the options available and find the card that suits your needs and financial goals. Happy earning!

FAQ

Are cashback credit cards better than reward cards?

Cashback credit cards offer the advantage of allowing you to use the money you earn however you wish, without being tied to specific stores or airlines. On the other hand, reward cards offer points that can be transferred into vouchers at linked retailers.

What is the difference between cashback debit cards and cashback credit cards?

Cashback debit cards, such as Chase Bank and Santander Edge, offer money back on your purchases, while cashback credit cards, such as American Express Platinum Cashback and Visa Barclaycard Rewards, allow you to earn cashback on your spending. Cashback credit cards also provide the added consumer protection of credit cards and can be useful for larger purchases or when traveling abroad.

How do I choose between cashback debit cards and cashback credit cards?

When choosing between cashback debit cards and cashback credit cards, it’s important to consider your spending habits and preferences. Cashback debit cards are suitable for everyday spending, while cashback credit cards often offer additional perks like introductory offers, travel benefits, and enhanced security features.

Which are the best cashback debit cards?

The best cashback debit card options include Chase Bank and Santander Edge. With Chase Bank, you can earn 1% cashback on most purchases for 12 months, capped at £15 per month. Santander Edge offers 1% cashback on supermarket and travel costs, capped at £10 per month.

Which are the best Amex cashback credit cards?

The best Amex cashback credit cards include the American Express Platinum Cashback and American Express Platinum Cashback Everyday. The American Express Platinum Cashback card offers up to 1.25% cashback, with a welcome bonus of 5% on the first £2,500 spent in the first three months. The American Express Platinum Cashback Everyday card offers up to 1% cashback, with a £100 bonus and 5% cashback on the first £2,000 spent in the first three months.

How can I maximize my cashback earnings?

To maximize your cashback earnings, it’s important to pay off the balance in full every month to avoid interest charges and to check your eligibility before applying for a credit card. By using the right cashback credit card, you can earn money as you spend and enjoy additional perks and benefits.